Blog Archive

Policy and compliance

Published JUN 28, 2024

The CFPB is working to reinforce the foundation of a fair, nondiscriminatory and competitive mortgage market

CFPB’s HMDA enforcement cases and research focus on ensuring financial institutions comply with HMDA and Regulation C’s requirement to report complete and accurate mortgage lending information.

By Bobby Conner, Adrian Gonzalez, Danny Harris, and Hallie Ryan

Data, research, and reports

Published JUN 26, 2024

The CFPB's 2023 fair lending annual report to Congress

The CFPB releases its Fair Lending Annual Report to Congress, describing its fair lending activities in enforcement and supervision; guidance and rulemaking; interagency coordination; and outreach and education for calendar year 2023.

By Patrice Alexander Ficklin and J. Frank Vespa-Papaleo

Director's notebook Policy and compliance

Published JUN 01, 2023

Algorithms, artificial intelligence, and fairness in home appraisals

Today, the CFPB is taking another step toward ensuring accountability for automated decision models, sometimes marketed as artificial intelligence (AI).

By Rohit Chopra

Info for consumers

Published JUN 25, 2018

What you need to know to get money from the settlement with BancorpSouth Bank for alleged discrimination

Here’s what you need to know to get money from the settlement with BancorpSouth Bank for alleged mortgage lending discrimination against African-American consumers.

By Patrice Alexander Ficklin

Info for consumers

Published JUN 29, 2016

Redlining: CFPB and DOJ action requires BancorpSouth Bank to pay millions to harmed consumers

BancorpSouth Bank will pay $10.6 million to address redlining and other discrimination claims. After, for the first time, we used undercover testers to help...

By Daniel Dodd-Ramirez and Patrice Alexander Ficklin

Info for consumers

Published SEP 24, 2015

Hudson City Savings Bank to pay $27 million to increase access to credit in Black and Hispanic neighborhoods it discriminated against

The complaint alleges that Hudson City redlined by locating its branches and selecting mortgage brokers nearly all outside of majority-Black-and-Hispanic...

The CFPB is working to reinforce the foundation of a fair, nondiscriminatory and competitive mortgage market

The CFPB's 2023 fair lending annual report to Congress

Algorithms, artificial intelligence, and fairness in home appraisals

What you need to know to get money from the settlement with BancorpSouth Bank for alleged discrimination

Redlining: CFPB and DOJ action requires BancorpSouth Bank to pay millions to harmed consumers

Hudson City Savings Bank to pay $27 million to increase access to credit in Black and Hispanic neighborhoods it discriminated against