§ 1026.17 General disclosure requirements.
For private education loan disclosures made in compliance with § 1026.47, special timing requirements
- 1026 (Regulation Z)
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For private education loan disclosures made in compliance with § 1026.47, special timing requirements
(F) Delayed settlement date on a construction loan.
respectively, as applicable, except as provided in comment 38(a)(3)(iii)-1, or the date some or all of the loan
be disclosed under paragraph (i)(6)(ii) of this section are determined by subtracting the sum of the loan
containing a call option that the creditor may exercise during the first 30 days of the eighth year after loan
A creditor may, but need not, treat its contractual right to demand payment of a loan made to its executive
Although the interest rate will not change after consummation for a fixed-rate loan, some fixed-rate
preferred-rate provision, by itself, means that more than one simple annual rate of interest will apply to the loan
transaction is set to the maximum margin for the transaction, as set forth in the agreement for the loan
Assume that the terms of a closed-end, adjustable-rate mortgage loan provide for a fixed, initial interest
preceding calendar year or during either of the two preceding calendar years if the application for the loan
any higher-priced mortgage loans consummated in calendar year 2017 or for any higher-priced mortgage loan
without a seller or for simultaneous subordinate financing is required for transactions in which the Loan
However, if such credit is attributable to a specific loan cost or other cost listed in the Closing Cost
explanation of amount due under § 1026.41(d)(2) must include both the amount due according to the loan
For example, assume a mortgage loan obligation under which a consumer's periodic payment is due on the
considered mortgage loans for which the servicer or an affiliate is the creditor to which the mortgage loan
Information is known if it is reasonably available to the creditor at the time of underwriting the loan
institution and the covered educational institution recommends, promotes, or endorses the private education loan
a special rule for calculation of the maximum principal and interest payment in an adjustable rate loan
requires creditors providing such discounts to do so consistent with documented policies related to loan
(ii) Relationship between revised Loan Estimates and Closing Disclosures.
described in this paragraph (c), in connection with the adjustment of interest rates pursuant to the loan
as provided in paragraph (b)(2) of this section, a creditor may not extend a higher-priced mortgage loan
No servicer shall fail to credit a periodic payment to the consumer's loan account as of the date of