Comment for 1026.61 - Hybrid Prepaid-Credit Cards
’s prepaid account depending on whether the consumer has authorized linking the prepaid card to the credit
- 1026 (Regulation Z)
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§ 1026.8 Identifying transactions on periodic statements.
Creditors need not comply with paragraph (a)(1) of this section if an actual copy of the receipt or other credit
- 1026 (Regulation Z)
§ 1026.34 Prohibited acts or practices in connection with high-cost mortgages.
total current obligations, including any mortgage-related obligations that are required by another credit
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
In connection with a consumer credit transaction secured by a dwelling, a loan originator shall not direct
- 1026 (Regulation Z)
§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).
section and any other obligations of the seller to be paid directly to the consumer, labeled “Seller Credit
- 1026 (Regulation Z)
§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).
section and any other obligations of the seller to be paid directly to the consumer, labeled “Seller Credit
- 1026 (Regulation Z)
§ 1026.41 Periodic statements for residential mortgage loans.
For purposes of this paragraph (d)(4), transaction activity means any activity that causes a credit or
- 1026 (Regulation Z)
§ 1026.58 Internet posting of credit card agreements.
If a card issuer no longer offers to the public a credit card agreement that previously has been submitted
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
ownership interest as a joint tenant or tenant by the entirety in a dwelling securing a closed-end consumer credit
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
Any charge imposed on a credit cardholder for making a purchase or obtaining a cash advance outside the
- 1026 (Regulation Z)
Comment for 1026.6 - Account-Opening Disclosures
disclose a list of the conditions that permit the creditor to terminate the plan, freeze or reduce the credit
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
charge consists of a monthly periodic rate of 1.5% applied to the outstanding balance and a required credit
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
If a consumer requests information about credit counseling services, the card issuer may not provide
- 1026 (Regulation Z)
Comment for 1026.13 - Billing Error Resolution
reasonably be expected to have received notice of the amount owed) before the creditor may issue an adverse credit
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
In some transactions in which the credit is used to purchase the collateral, the creditor may also take
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
Fees charged for participation in a credit plan must be included in the points and fees calculation for
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
For purposes of open-end credit plans, the term “regular periodic payment” or “periodic payment” means
- 1026 (Regulation Z)
Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages
Disclosures for open-end credit plans.
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
A higher-priced mortgage loan is a consumer credit transaction secured by the consumer's principal dwelling
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
are characterized on the disclosures made pursuant to the Real Estate Settlement Procedures Act as a “credit
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
Where personal property also secures the credit transaction, a description of that property may be disclosed
- 1026 (Regulation Z)
Comment for 1026.53 - Allocation of Payments
Assume that a credit card account has a cash advance balance of $500 at an annual percentage rate of
- 1026 (Regulation Z)
Comment for 1026.56 - Requirements for Over-the-Limit Transactions
card issuer may stop paying over-the-limit transactions for a consumer to respond to changes in the credit
- 1026 (Regulation Z)
Comment for 1026.57 - Reporting and Marketing Rules for College Student Open-End Credit
tangible item to a college student to induce such student to apply for or open an open-end consumer credit
- 1026 (Regulation Z)
Comment for 1026.59 - Reevaluation of Rate Increases
both to increases in annual percentage rates imposed on a consumer's account based on that consumer's credit
- 1026 (Regulation Z)