Comment for 1026.15 - Right of Rescission
A mechanic's or materialman's lien is obtained by a contractor who is not a party to the credit transaction
- 1026 (Regulation Z)
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Comment for 1026.28 - Effect on State Laws
A state law that allows the card issuer to offset the consumer's credit-card indebtedness against funds
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
The creditor has extended credit secured by a dwelling to one or more consumers during the current or
- 1026 (Regulation Z)
Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
In a refinance transaction, any transferred escrow balance is listed as a credit pursuant to § 1026.38
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
when transactions authorized or paid on the asset feature of a prepaid account meet the definition of credit
- 1026 (Regulation Z)
§ 1026.2 Definitions and rules of construction.
in cash or by check before or at consummation of a transaction, or withheld from the proceeds of the credit
- 1026 (Regulation Z)
§ 1026.3 Exempt transactions.
Transactions in securities or commodities accounts in which credit is extended by a broker-dealer registered
- 1026 (Regulation Z)
§ 1026.4 Finance charge.
or against liability arising out of the ownership or use of property, written in connection with a credit
- 1026 (Regulation Z)
§ 1026.32 Requirements for high-cost mortgages.
program for any guaranty or insurance that protects the creditor against the consumer's default or other credit
- 1026 (Regulation Z)
§ 1026.32 Requirements for high-cost mortgages.
program for any guaranty or insurance that protects the creditor against the consumer's default or other credit
- 1026 (Regulation Z)
§ 1026.35 Requirements for higher-priced mortgage loans.
additional appraisal required under paragraph (c)(4)(i) of this section shall not apply to extensions of credit
- 1026 (Regulation Z)
§ 1026.43 Minimum standards for transactions secured by a dwelling.
consumer in connection with the transaction at consummation is less than 1 percent of the amount of credit
- 1026 (Regulation Z)
§ 1026.57 Reporting and marketing rules for college student open-end credit.
any contract or other agreement made with a card issuer or creditor for the purpose of marketing a credit
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
However, there may be an extension of credit when the option is exercised, if there is an agreement at
- 1026 (Regulation Z)
Comment for 1026.3 - Exempt Transactions
exemption does not apply to a transaction with a broker registered solely with the state, or to a separate credit
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
“delinquency, default, or a similar occurrence” include, for example, charges for reinstatement of credit
- 1026 (Regulation Z)
Comment for 1026.13 - Billing Error Resolution
The extension of credit is made to fund the third-party payment intermediary “account,” but the consumer
- 1026 (Regulation Z)
Comment for 1026.23 - Right of Rescission
A mechanic's or materialman's lien is obtained by a contractor who is not a party to the credit transaction
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
prohibition on pyramiding of late fees in § 1026.36(c)(2) should be construed consistently with the “credit
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
given within 30 days of a consumer's request for information but in no event later than delivery of the credit
- 1026 (Regulation Z)
Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income
If the credit report shows any revolving accounts with an outstanding balance but no specific minimum
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
Required credit life insurance; debt cancellation or suspension coverage.
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
1026.61(a)(5)(iii)(D)(4), the prepaid account issuer must apply the same fees to load funds from the credit
- 1026 (Regulation Z)
§ 1026.2 Definitions and rules of construction.
(iv) For purposes of subpart B (except for the credit and charge card disclosures contained in §§
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
include the availability of personnel to make loan disbursements, to open new accounts, and to handle credit
- 1026 (Regulation Z)