Comment for 1026.47 - Content of Disclosures
Fees disclosed include all finance charges under § 1026.4, such as loan origination fees, credit
- 1026 (Regulation Z)
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Fees disclosed include all finance charges under § 1026.4, such as loan origination fees, credit
Hold on available credit; 14-day period. Assume that an account is opened on January 1 of year one.
(2) Except as provided in paragraph (b)(3) of this section, whenever a credit feature is added or a credit
(ii) With respect to a covered separate credit feature accessible by a hybrid prepaid-credit card as
(b) Closed-end credit.
If the credit is not for the purpose described in paragraph (a)(9)(i) of this section, and if the credit
A card issuer must not impose more than one fee for violating the terms or other requirements of a credit
On February 1, an account is opened but the creditor does not make an initial extension of credit at
a transaction” under § 1026.36(d)(1)(ii) is any right or obligation of any of the parties to a credit
Assume that, on July 1 of year one, a credit card account under an open-end (not home-secured) consumer
tangible item is offered to a person whether or not that person applies for or opens an open-end consumer credit
issuer does not include on or with the application or solicitation any statement that refers to the credit
A prepaid account number that can access such a digital wallet is a hybrid prepaid-credit card where
Credit automatically is drawn, transferred, or authorized to be drawn or transferred from the credit
load cushion as described in § 1026.61(a)(4)(ii)(A)(2) during that period, whether or how much credit
Models G-10(A) and G-17(A) contain rows in the table with the prescribed language, “For Credit Card Tips
interest** means a person to whom an ownership interest in a dwelling securing a closed-end consumer credit
consumer under paragraph (h)(5)(i)(C) and (D) of this section is less than 1 percent of the amount of credit
(E) With regard to a non-covered separate credit feature accessible by a prepaid card as defined in §
The amount financed, using that term, and a brief description such as the amount of credit provided to
of this section, if any loan originator receives compensation directly from a consumer in a consumer credit
If the credit is to finance the acquisition of the property identified in paragraph (a)(6) of this section
This section applies to any consumer credit transaction that is secured by a dwelling, as defined in
If you notice the loss or theft of your credit card or a possible unauthorized use of your card, you
the insurance, the card issuer may explain the effect the cancellation would have on the consumer's credit