§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
(ii) The name of the individual loan originator (as the name appears in the NMLSR) with primary responsibility
- 1026 (Regulation Z)
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(ii) The name of the individual loan originator (as the name appears in the NMLSR) with primary responsibility
assuming, or any loans subject to which the consumer is taking title to the property, labeled “Existing Loan
assuming, or any loans subject to which the consumer is taking title to the property, labeled “Existing Loan
creditor, using the term “lender,” may accept partial payments and apply such payments to the consumer's loan
during the first five years after the date on which the first regular periodic payment will be due for a loan
H-25(I) Mortgage Loan Transaction Closing Disclosure - Modification to Closing Disclosure for Disclosure
amount paid on the consumer's account may be revised to specifically identify the account as “your auto loan
All loan costs and other costs that are designated seller-paid at or before closing, or paid by others
If a charged-off mortgage loan is subsequently purchased, assigned, or transferred, § 1026.39(b)
Baln = Loan balance at time of repayment, including all costs and fees incurred by the consumer (including
servicer may take if the consumer does not pay some or all property costs, such as adding amounts to the loan
A payment to a loan originator that is otherwise prohibited by section 129B(c)(2)(A) of the Truth in
creditor may take if the consumer does not pay some or all property costs, such as adding amounts to the loan
Assume that a creditor pays a bonus to an individual loan originator out of a bonus pool established
;1026.37(a)(5) requires disclosure of the name and the mailing address of each consumer to whom the Loan
When disclosing a loan product with at least one of the features described in § 1026.37(a)(10)(ii
This exception applies if the covered person acquires only a partial interest in the loan, and there
afforded under § 1026.43(d)(3) apply to a refinancing only if the monthly payment for the new loan
1026.43(e)(5) is sold, assigned, or otherwise transferred three years or more after consummation, the loan
For example, if the creditor provides a document showing the estimated monthly payment for a mortgage loan
Pursuant to § 1026.38(t)(4)(i)(C), however, any amount in the “Loan Estimate” column of the alternative
Under § 1026.38(t)(4)(i)(C), however, any amount in the “Loan Estimate” column of the calculating
person, using the term “lender,” may accept partial payments and apply such payments to the consumer's loan
(1) The consumer has the right to accept the terms of a private education loan at any time within 30
H-25(H) Mortgage Loan Transaction Closing Disclosure - Modification to Closing Cost Details - Model Form