Comment for 1026.14 - Determination of Annual Percentage Rate
If a finance charge imposed in the current billing cycle is attributable to periodic rates applicable
- 1026 (Regulation Z)
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§ 1026.14 Determination of annual percentage rate.
(ii) By dividing the total finance charge for the billing cycle by the sum of the balances to which the
- 1026 (Regulation Z)
Appendix G to Part 1026 — Open-End Model Forms and Clauses
We figure [a portion of] the finance charge on your account by applying the periodic rate to the amount
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
discount imposed on a credit obligation when it is assigned by a seller-creditor to another party is not a finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
tax, or any other state or local tax imposed on the consumer, or on the credit transaction, is not a finance
- 1026 (Regulation Z)
Comment for 1026.14 - Determination of Annual Percentage Rate
Daily rate with specific transaction charge.
- 1026 (Regulation Z)
Appendix G to Part 1026 — Open-End Model Forms and Clauses
We figure [a portion of] the finance charge on your account by applying the periodic rate to the “daily
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
Charges imposed uniformly in cash and credit transactions are not finance charges.
- 1026 (Regulation Z)
§ 1026.22 Determination of annual percentage rate.
(i) If the disclosed finance charge is understated, and the disclosed annual percentage rate is also
- 1026 (Regulation Z)
§ 1026.22 Determination of annual percentage rate.
(ii) If the disclosed finance charge is overstated, and the disclosed annual percentage rate is also
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
The amount of the premium is a finance charge if the creditor requires the purchase of the annuity incident
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
None of these discounts is a finance charge.
- 1026 (Regulation Z)
§ 1026.9 Subsequent disclosure requirements.
are mailed or delivered, or are provided within 30 days of the account-opening disclosures and the finance
- 1026 (Regulation Z)
§ 1026.17 General disclosure requirements.
) Except for private education loan disclosures made in compliance with § 1026.47, the terms “finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
policy purchased and assigned to satisfy a credit life insurance requirement must be included in the finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
either account activity or the amount of credit available under the plan are not excluded from the finance
- 1026 (Regulation Z)
§ 1026.10 Payments.
consumer's account as of the date of receipt, except when a delay in crediting does not result in a finance
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
creditor need not specifically identify the total dollar amount of credits not deducted in computing the finance
- 1026 (Regulation Z)
§ 1026.7 Periodic statement.
Finance charges attributable to periodic interest rates, using the term Interest Charge, must be grouped
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
such charges imposed on the asset feature of the prepaid account to the extent that the amount of the charge
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
A person imposing a finance charge at the time of honoring a consumer's credit card must disclose the
- 1026 (Regulation Z)
§ 1026.1 Authority, purpose, coverage, organization, enforcement, and liability.
a credit card is involved, however, certain provisions apply even if the credit is not subject to a finance
- 1026 (Regulation Z)
§ 1026.11 Treatment of credit balances; account termination.
A card issuer must waive or rebate any additional finance charge due to a periodic interest rate if payment
- 1026 (Regulation Z)
§ 1026.46 Special disclosure requirements for private education loans.
(iii) The term “finance charge” and corresponding amount, when required to be disclosed under §
- 1026 (Regulation Z)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
insurance company] $__________ to (name of another creditor) $__________ to (other) $__________ Prepaid finance
- 1026 (Regulation Z)