Comment for 1026.3 - Exempt Transactions
Open-end credit.
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
Open-end credit.
Closed-end credit.
8(a) Sale Credit
8(b) Nonsale credit.
11(a) Credit Balances
Each credit extension.
Mortgage Credit Certificates.
For purposes of this section, “agreement” or “credit card agreement” means the written document or documents
Organizational credit.
A credit card account has not been opened for purposes of § 1026.55(b)(3)(iii) when a credit card
Transaction fees to draw down the credit line.
A card issuer assesses a $15 fee for credit drawn from a covered separate credit feature using a hybrid
Applicability of credit feature definition.
(ii) Make a solicitation or provide an application to open a covered separate credit feature that could
The creditor need not provisionally credit the consumer's account, under 12 CFR 1005.11(c)(2)(i), for
Costs associated with notifying the consumer that the credit limit has been exceeded and arranging for
A retail credit card account is replaced with a cobranded general purpose credit card account that can
Calculating available credit.
A card issuer may not take any action, either before or after termination of credit card privileges,
Prepaid cards that are not hybrid prepaid-credit cards.
A credit card must be usable from time to time.
Trust A makes 15 extensions of consumer credit annually; Trust B makes 10 extensions of consumer credit
Prepaid cards that are not hybrid prepaid-credit cards.
Prepaid cards that are not hybrid prepaid-credit cards.
Fees imposed on the asset feature of the prepaid account in connection with a covered separate credit