Amendments to the 2013 Mortgage Rules Under the Truth in Lending Act (Regulation Z)
The Bureau proposes amendments to certain mortgage rules issued in 2013. The proposed rule would provide an alternative small servicer definition for...
Archive of closed notices
The notices listed below are no longer open for public comment. Select a document title to read the full text of the notice or the comments that were received.
Remittance Proposal - Temporary Exception (Electronic Fund Transfers (Regulation E))
The Bureau is proposing to amend subpart B of Regulation E, which implements the Electronic Fund Transfers Act, and the official interpretation to the...
Amendments to the 2013 Mortgage Rules under the Equal Credit Opportunity Act (Regulation B), Real Estate Settlement Procedures Act (Regulation X), and the Truth in Lending Act (Regulation Z)
This rule proposes amendments to certain mortgage rules issued by the Bureau in January 2013. These proposed amendments focus primarily on clarifying...
Loan Originator Compensation Requirements Under the Truth in Lending Act (Regulation Z); Prohibition on Financing Credit Insurance Premiums; Delay of Effective Day
The Bureau is proposing to temporarily delay the June 1, 2013, effective date of a prohibition on creditors financing credit insurance premiums in...
Consumer Financial Civil Penalty Fund
The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act or Act) establishes a "Consumer Financial Civil Penalty Fund" (Civil Penalty...
Amendments to the 2013 Escrows Final Rule Under the Truth in Lending Act (Regulation Z)
This rule proposes clarifying and technical amendments to a final rule issued by the Bureau on January 10, 2013, which, among other things, lengthens the...
Defining Larger Participants of the Student Loan Servicing Market
The Bureau proposes to amend the regulation defining larger participants of certain consumer financial product and service markets by adding a new section...
Ability to Repay Standards Under the Truth in Lending Act (Regulation Z)
The Bureau is proposing to amend Regulation Z, which implements the Truth in Lending Act (TILA). This proposal is related to a final rule published...
Remittance Rule (Amendment to Regulation E)
The Bureau is proposing to amend subpart B of Regulation E, which implements the Electronic Fund Transfer Act, and the official interpretation to the...
Truth in Lending (Regulation Z)
The Bureau is proposing to amend Regulation Z, which implements the Truth in Lending Act (TILA), and the official interpretation to the regulation, which...
2012 Truth in Lending Act (Regulation Z) Mortgage Servicing Proposal
The Bureau is proposing to amend Regulation Z, which implements the Truth in Lending Act (TILA), and the official interpretation of the regulation. The...
Truth in Lending Act (Regulation Z); Loan Originator Compensation
The Bureau is publishing for public comment a proposed rule amending Regulation Z (Truth in Lending) to implement amendments to the Truth in Lending Act...
Integrated Mortgage Disclosures under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z)
Sections 1032(f), 1098, and 1100A of the Dodd-Frank Act direct the Bureau to issue proposed rules and forms that combine certain disclosures that consumers...
Equal Credit Opportunity Act - Appraisals (Regulation B)
The Bureau is proposing to amend Regulation B, which implements the Equal Credit Opportunity Act (ECOA), and the official interpretation to the regulation...
High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (Regulation X)
The Dodd-Frank Act amends the Truth in Lending Act by expanding the types of mortgage loans that are subject to the protections of the Home Ownership and...
Disclosure of Consumer Complaint Data
The Bureau is requesting comment on a proposed policy statement regarding the Bureau's disclosure of data from consumer complaints about financial products...
Procedural Rules to Establish Supervisory Authority over Certain Nonbank Covered Persons Based on Risk Determination
This proposed rule establishes procedures to implement section 1024(a)(1)(C) of Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act of...
Confidential Treatment of Privileged Information
The Bureau is publishing for notice and comment proposed amendments to 12 CFR part 1070, subpart D, its rules relating to the confidential treatment of...
Defining Larger Participants in Certain Consumer Financial Product and Service Markets
The Bureau is proposing a new regulation pursuant to section 1024 of the Consumer Financial Protection Act of 2010. That provision grants the Bureau...
Electronic Fund Transfers (Regulation E)
The Bureau is proposing to amend Regulation E, which implements the Electronic Fund Transfer Act, and the official interpretation to the regulation, which...