Auto loan answers

Am I required to get my auto loan through a dealership?

Am I required to purchase an extended warranty, Guaranteed Asset Protection (GAP) insurance, or credit insurance from a lender or dealer to get an auto loan?

Am I required to purchase credit insurance from a lender or dealer to get an auto loan?

Can I negotiate a car loan interest rate with the dealer?

Can I prepay my loan at any time without penalty?

Can I return a car that I bought if it has mechanical problems?

Can a lender or dealer ask me about the alimony, child support, or separate maintenance payments that I receive when I apply for an auto loan?

Can a lender or dealer consider my sex, marital status, or dependents when deciding whether to give me an auto loan?

Can the dealer increase the interest rate after I drive the vehicle home?

Do auto and homeowners insurance companies share my information about claims and policies?

How do I compare auto loan offers?

How do I know who my auto loan lender or servicer is?

How do I qualify for an advertised 0% auto financing?

How do credit reporting companies get my information?

How does a down payment affect my auto loan?

How does a lender decide what interest rate to offer me on an auto loan?

How much can I afford to borrow for a car or auto loan?

How will shopping for an auto loan affect my credit?

I am in the military and may be stationed overseas. How can I handle my auto lease or auto loan?

I am in the military, are there limits on how much I can be charged for a loan like a mortgage, student loan, auto loan, or credit card balance?

Is a lender allowed to consider my age or where my income comes from when deciding whether to give me a loan?

Is it better to pay off the interest or principal on my auto loan?

I’m in the military and having trouble paying my auto loan. What should I know about auto repossession and protections under the Servicemembers Civil Relief Act (SCRA)?

Should I agree to co-sign someone else’s car loan?

Should I trade in my car if it’s not paid off?