Can I get a checking account without a Social Security number or driver’s license?
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You are not required to have a Social Security number to open a checking or savings account.
To open a checking or savings account, the bank or credit union will need to verify your name, date of birth, address, and ID number. An ID number can be a Social Security number (SSN) or an Individual Taxpayer Identification Number (ITIN). To get an ITIN, you will need to fill out a form with the Internal Revenue Service (IRS) .
If you don’t have a U.S. government-issued SSN or ITIN, some banks and credit unions will accept a passport number and country of issuance, an alien identification card number, or other government-issued ID number.
Banks and credit unions are required to verify your identity when you apply to open an account. If you don’t have a driver’s license, ask what other types of identification will be accepted.
Visit different banks and credit unions to find out what types of accounts they offer, and what types of ID numbers they accept.