Easy-to-remember guidelines help people reduce credit card debt
If you’re trying to
cut down your credit card debt, research shows it can help to keep a short
guideline in mind.
Blog archive
Who are the Credit Invisible?
In 2015, the Bureau published a report finding that 26 million Americans are "credit invisible." We've broken down the report to capture its most compelling...
Technology is changing how people access their financial records. Share your story.
Many new financial innovations rely on people choosing to give a company access to their digital financial records held by another company. If you're using...
Join the 2017 Your Money, Your Goals Cohort
The Office of Financial Empowerment is requesting
Letters of Interest from organizations who wish to join the 2017 Your Money,
Your Goals cohort.
Financial coaching can benefit consumers
Financial coaching can help consumers achieve their financial goals. It's a strategy that financial educators can implement with the people they serve. Read...
How to avoid credit repair service scams
Look out for these five red flag examples when
offered credit repair services.
Be your family’s financial action hero during an emergency
We have some ways for you to channel your inner financial action hero and be prepared, no matter what the disaster.
Four strategies to help youth achieve financial capability
We've released a new report on our findings for how young people can acquire three building blocks of financial capability which include: executive...
CFPB announces 30 new Your Money, Your Goals partners to help low-income consumers
The Office of Financial Empowerment announces 30 new partners selected to participate in Your Money, Your Goals training and expand the reach of financial...
Don’t get taken for a ride; protect yourself from an auto loan you can’t afford
Having access to a vehicle can be a lifeline for you and your family if you have limited resources. Before choosing an auto loan, learn four ways you can...
Protecting one’s credit while in the criminal justice system
There are many in the criminal justice system who may be at risk of identity theft and other consumer financial fraud. Our new fraud protection tip sheet...
Creating your own financial rules to live by
Consumers have told us that they sometimes find common financial advice — like "save 10% of your income" — hard to apply to their own circumstances. Some...
Guides to help you open and manage your checking account
Are you thinking about opening a checking account but aren't sure how to get started? We have resources to help you select a product that's best suited for...
Here’s how coaching can help you meet your financial goals
At the CFPB, we believe all consumers have the right to achieve greater financial wellbeing for themselves and their families. That's why we've studied a...
Americans with disabilities have the right to improve their financial lives
Americans with disabilities disproportionately live in poverty; are more than twice as likely to use nonbank financial services such as payday loans and...
Working to improve the financial lives of people with disabilities
Our job is to empower consumers by providing them with the information they need to make the best financial decisions for themselves and their families. As...
The launch of the CFPB financial coaching initiative
Today, we're excited to launch our financial coaching initiative. We're cohosting the launch with the U.S. Department of Labor (DOL) and the event will take...
More financial empowerment tools for communities
This expansion builds on the success of last year's launch of Your Money, Your Goals. Since then, we've trained over 2,000 frontline staff in both public...
You’ve got goals for your life—and some of them take money to achieve
Goals, whether long term or short term, usually cost money to accomplish. That means when you have a life goal, you probably have a financial goal...
4 elements define personal financial well-being
Savings and income are part of financial well-being, but we learned that they’re not always the most important part. Instead, when people talked about their own financial well-being, four main elements came to light.
Tax season is here
In the next few months most U.S. households will be filing their tax returns. The holidays are over and it's worth taking a few minutes now to think ahead...
Food for thought at your Thanksgiving table
Thanksgiving is a great time to touch base with your family and make sure that everyone is doing well, physically, mentally, and financially.
Forum on access to checking accounts
We held a forum on access to checking accounts in Washington, D.C. The event featured remarks from Director Richard Cordray, as well as presentations from...
Save the date: Join us for a forum on access to checking accounts
We'll host a discussion on how checking account screening policies and practices impact consumers. The event will inform the dialogue around how the...
Helping build financial capability across America
We just published our second annual financial literacy report to Congress. It outlines our strategy and what we've done over the past year to enhance...
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