Blog archive

Cashflow data (regular savings, accumulated savings, paying bills on time) helps predict ability to repay and repayment risk, even when accounting for credit scores.

Learn why you should file your taxes in 2021, and how the IRS’ “lookback rule” allows you to use 2019 or 2020 income to get the most out of your Earned Income Tax Credit or Child Tax Credit.

A CFPB-led research experiment suggests that people seek to find balance between paying off debt and having savings.

Ready to think about your finances? Start with an emergency savings fund.

The Bureau has created K-12 financial education resources that support your curriculum, activities for parents to use with kids at home, and a new podcast about personal finance in college for counselors and advisors.

The CFPB Office of Research released a report that synthesizes the rigorous research of programs and strategies aiming to help consumers achieve greater savings.

Ensure servicemembers know where they can file their taxes for free.

The savings summit was held to help people learn about innovative savings initiatives and discover opportunities to make it easier for people to save.

Your financial well-being tells the story of how you manage your money. For Financial Planning Month, we have 25 tips to improve your finances and overall financial well-being.

Encouraging saving at tax time is one of the key opportunities for many families with limited financial resources to build liquid savings. The Bureau’s annual tax time saving report has key insights for Volunteer Income Tax Assistance (VITA) programs that are focused on encouraging people to save during the process of filing their tax return.

Putting money away for college, even small amounts, can make a difference. Here are tips to stay motivated in reaching your college savings goal.

The CFPB’s new savings booklet and email boot camp can help consumers put money aside for unexpected expenses or make a plan to save for your future goals.

One of the easiest and most effective ways to save money is to make it automatic. Learn how to automate your savings.

Building upon the work of the Bureau’s child savings account initiative, the goal of these briefs is to identify, document, and advance promising and proven practices that can increase child savings opportunities for more families with low incomes and low wealth, and that can be taken to scale.

Learn how to improve your financial well-being by starting small and saving up. Start by putting away all or part of your tax refund.

Start saving, or increase your savings goals, with these tips and resources.

Tips for making a plan to save a portion of your tax refund with links to IRS and CFPB information.

Building and retaining savings is important because it provides a financial foundation on which to plan for the future.

Ready to make a little extra cash? Use these free strategies to help increase your income.

Servicemembers, take these immediate actions to secure your financial freedom.

This spring, clean up your household finances by following our tips on money management, including budgets, credit reports, credit cards, debt, and savings.

Worksheets, checklists, and tools from the CFPB to help you save for emergencies and the future.

The CFPB has tips on how to make a commitment to save when you are filing your tax return and set aside some money to meet your financial goals.

Learn how encouraging people to save their tax refunds could have a big impact on their financial situation.

Making and sticking to a budget can be challenging. Finding ways to keep track of your spending can help you meet your financial goals.