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CFPB Orders Prospect Mortgage to Pay $3.5 Million Fine for Illegal Kickback Scheme

On September 22, 2025, pursuant to the Bureau’s authority under 12 U.S.C. § 5563(b)(3) and under Paragraph 51 of the order, the Bureau terminated the order. Planet Home has fulfilled several obligations under the order, including, among other things, implementing the required redress plan, paying consumer redress of $265,000, and changing business practices in light of the violations identified in the order.

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The Consumer Financial Protection Bureau is a 21st century agency that implements and enforces Federal consumer financial law and ensures that markets for consumer financial products are fair, transparent, and competitive. For more information, visit www.consumerfinance.gov.


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