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Office of Research blog: A look at cash-out refinance mortgages and their borrowers between 2013 to 2023

https://www.consumerfinance.gov/archive/blog/office-of-research-blog-a-look-at-cash-out-refinance-mortgages-and-their-borrowers-between-2013-to-2023/

...number of refinance mortgage originations declined, with cash-out refinances becoming...a larger share of all refinances. Cash-out refinances exacerbated the 2008 financial...Research blog: A look at cash-out refinance mortgages and their borrowers between...rapidly throughout 2022, the number of refinance mortgage originations declined. The

Cash-Out Refinances and Paydown Behavior of Non-mortgage Debt Balances

https://www.consumerfinance.gov/data-research/research-reports/cash-out-refinances-and-paydown-behavior-of-non-mortgage-debt-balances/

...extent to which borrowers of cash-out refinance mortgages pay down non-mortgage debts...equity using an event study around the refinance event....of Research Publication Cash-Out Refinances and Paydown Behavior of Non-mortgage...Office of Research looked at cash-out refinance mortgages and their borrowers over

Archived
CFPB Orders NewDay USA to Pay $2.25 Million for Illegally Luring Veterans and Military Families into Cash-Out Refinance Loans

https://www.consumerfinance.gov/archive/newsroom/cfpb-orders-newday-usa-to-pay-2-25-million-for-illegally-luring-veterans-and-military-families-into-cash-out-refinance-loans/

...servicemembers and veterans seeking cash-out refinance loans....and Military Families into Cash-Out Refinance Loans NewDay USA’s deceptive tactics...servicemembers and veterans seeking cash-out refinance loans. The CFPB found that NewDay

Archived
Consumer Financial Protection Bureau Takes First Step to Develop Student Loan Affordability Plan

https://www.consumerfinance.gov/archive/newsroom/consumer-financial-protection-bureau-takes-first-step-to-develop-student-loan-affordability-plan/

...payments, lack alternative repayment and refinance options....payments, lack alternative repayment and refinance options. “Too many private student...availability of alternative repayment and refinance options. In July 2012, Director Cordray