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Submission of Credit Card Agreements Under the Truth in Lending Act (Regulation Z)

https://www.consumerfinance.gov/rules-policy/final-rules/submission-credit-card-agreements-under-truth-lending-act-regulation-z/

Last updated APR 17, 2015 Date issued APR 15, 2015 Date published APR 17, 2015 Effective...Effective date APR 17, 2015 Document citation 80 FR 21153 CFR • 12 CFR 1026

Notice of Availability of Revised Methodology for Determining Average Prime Offer Rates

https://www.consumerfinance.gov/rules-policy/final-rules/notice-of-availability-of-revised-methodology-for-determining-average-prime-offer-rates/

...modified Apr. 25, 2023 @ 03:59 PM EDT Rule details Issue date APR 14, 2023 Date...in the Federal Register APR 20, 2023 Effective date APR 14, 2023 Document citation

Facilitating the LIBOR Transition (Regulation Z)

https://www.consumerfinance.gov/rules-policy/final-rules/facilitating-libor-transition-regulation-z/

Federal Register - May 11, 2023 View pdf – Apr. 28, 2023 Press Release CFPB Issues...Facilitate Orderly Wind Down of LIBOR – Apr. 28, 2023 CFPB Issues Final Rule to

Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X

https://www.consumerfinance.gov/rules-policy/notice-opportunities-comment/archive-closed/protections-for-borrowers-affected-by-the-covid-19-emergency-under-the-real-estate-settlement-procedures-act-regulation-x/

Procedures Act (RESPA), Regulation X APR 05, 2021 The Bureau of Consumer Financial...comments received Page last modified Apr. 9, 2021 @ 10:29 AM EDT Rule details

What is the Total Interest Percentage (TIP) on a mortgage?

https://www.consumerfinance.gov/ask-cfpb/what-is-the-total-interest-percentage-tip-on-a-mortgage-en-2001/

...same as the annual percentage rate (APR). The TIP will usually be much larger...than either the interest rate or the APR. This is because the TIP is based on

Prohibition on Inclusion of Adverse Information in Consumer Reporting in Cases of Human Trafficking (Regulation V)

https://www.consumerfinance.gov/rules-policy/notice-opportunities-comment/archive-closed/prohibition-on-inclusion-of-adverse-information-in-consumer-reporting-in-cases-of-human-trafficking-regulation-v/

...of Human Trafficking (Regulation V) APR 07, 2022 The Consumer Financial Protection...comments received Page last modified Apr. 8, 2022 @ 12:50 PM EDT Rule details

Recruiting open house: Technical Product Manager

https://www.consumerfinance.gov/about-us/events/archive-past-events/recruiting-open-house-technical-product-manager/

Product Manager Updated APR 26, 2022 Share this via WebEx APR 27, 2022 @ 04:30 PM...managers at the CFPB. Page last modified Apr. 26, 2022 @ 03:49 PM EDT Related links

Issue Spotlight: The High Cost of Retail Credit Cards

https://www.consumerfinance.gov/data-research/research-reports/issue-spotlight-the-high-cost-of-retail-credit-cards/

...percent of retail cards reported a maximum APR above 30 percent, compared to only 38...many private label cards have a fixed APR, all cardholders, regardless of creditworthiness

Recruiting open house: Application Development Lead – Featuring Lisa Gelobter

https://www.consumerfinance.gov/about-us/events/archive-past-events/recruiting-open-house-application-development-lead-featuring-lisa-gelobter/

Lisa Gelobter Updated APR 13, 2022 Share this Via WebEX APR 14, 2022 @ 02:30 PM...Co-founder of tEQuitable Page last modified Apr. 13, 2022 @ 02:19 PM EDT Related links

Save the Date! CFPB Field Hearing with Director Rohit Chopra in Brooklyn, NY on April 26, 2023

https://www.consumerfinance.gov/about-us/events/archive-past-events/field-hearing-on-zombie-second-mortgages-director-chopra-brooklyn-new-york/

Brooklyn, NY on April 26, 2023 Updated APR 26, 2023 Share this Brooklyn, NY Brooklyn...Court Room, 7th Floor Brooklyn, NY 11201 APR 26, 2023 @ 01:00 PM EDT On Wednesday

Procedures for Supervisory Designation Proceedings

https://www.consumerfinance.gov/rules-policy/final-rules/procedures-for-supervisory-designation-proceedings/

Rule details Date issued APR 16, 2024 Effective date APR 16, 2024 Docket number...Focused on Pressing Threats to Consumers APR 30, 2025 View more

Statement of Policy Regarding Prohibition on Abusive Acts or Practices

https://www.consumerfinance.gov/rules-policy/notice-opportunities-comment/archive-closed/statement-of-policy-regarding-prohibition-on-abusive-acts-or-practices/

Prohibition on Abusive Acts or Practices APR 03, 2023 The CFPB has issued a policy...last modified Apr. 3, 2023 @ 10:41 AM EDT Details Issue date APR 03, 2023 Topics

Request for Information Regarding the Bureau’s Consumer Complaint and Inquiry Handling Processes

https://www.consumerfinance.gov/rules-policy/notice-opportunities-comment/archive-closed/request-information-regarding-bureau-consumer-complaint-inquiry-handling-processes/

...modified Apr. 4, 2023 @ 09:46 AM EDT Notice details Date issued by CFPB APR 11, 2018...2018 Date published in Federal Register APR 17, 2018 Comments close JUL 16, 2018

CFPB FinEx Webinar: Spotting & avoiding financial fraud

https://www.consumerfinance.gov/about-us/events/archive-past-events/cfpb-finex-webinar-spotting-avoiding-financial-fraud/

...financial fraud Updated APR 05, 2023 Share this Virtual APR 13, 2023 @ 02:00 PM...scams and fraud. Page last modified Apr. 5, 2023 @ 12:03 PM EDT Related links

Enforcers Training: Data Security and Consumer Protection

https://www.consumerfinance.gov/about-us/events/archive-past-events/enforcers-training-data-security-and-consumer-protection/

Consumer Protection Updated APR 04, 2023 Share this Virtual APR 20, 2023 @ 01:30 PM...and remedy design. Page last modified Apr. 4, 2023 @ 03:08 PM EDT Further reading

Generic Information Collection Plan for the Collection of Qualitative Feedback on Bureau Service Delivery

https://www.consumerfinance.gov/rules-policy/notice-opportunities-comment/archive-closed/generic-information-collection-plan-collection-qualitative-feedback-bureau-service-delivery/

...modified Apr. 26, 2019 @ 12:00 AM EDT Notice details Issue date APR 12, 2019...Register MAR 26, 2019 Comments close APR 25, 2019 Docket number CFPB-2019-0014

Milgram v. JPMorgan Chase

https://www.consumerfinance.gov/compliance/amicus/briefs/milgram-v-jpmorgan-chase/

Circuit Court Milgram v. JPMorgan Chase APR 07, 2022 The Fair Credit Reporting Act...modified Apr. 15, 2022 @ 04:20 PM EDT Brief details Date filed APR 07, 2022

Debt Collection Practices (Regulation F); Delay of Effective Date

https://www.consumerfinance.gov/rules-policy/rules-under-development/debt-collection-practices-regulation-f-delay-of-effective-date/

...(Regulation F); Delay of Effective Date APR 07, 2021 In 2020, the Bureau of Consumer...Issue date APR 07, 2021 Date Published in the Federal Register APR 19, 2021 Comments

Debt Collection Practices (Regulation F); Delay of Effective Date

https://www.consumerfinance.gov/rules-policy/notice-opportunities-comment/archive-closed/debt-collection-practices-regulation-f-delay-of-effective-date/

...(Regulation F); Delay of Effective Date APR 07, 2021 In 2020, the Bureau of Consumer...issue date APR 07, 2021 Date Published in the Federal Register APR 19, 2021 Comments

Credit cards

https://www.consumerfinance.gov/consumer-tools/credit-cards/

...difference between a fixed and variable APR Credit cards have interest rates that...shopping for a card, find out if the APR is fixed or variable. Read more Explore