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§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).

(13) Rate lock.

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

37(a)(13) Rate lock.

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

Assume that a consumer agrees to lock an interest rate with a creditor in connection with the financing

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

Rate-lock agreement.

• • 1003 (Regulation C)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

For example, if a consumer requests a rate lock extension, then the revised disclosures on which a creditor

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

If a financial institution issues a rate-lock commitment under one loan program, the borrower subsequently

• • 1003 (Regulation C)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

Interest rate.

• • 1026 (Regulation Z)

§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).

(ii) The “Rate Lock” statement required by this paragraph (a)(13) shall be accompanied by a statement

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

For example, if the creditor issues revised disclosures reflecting a new rate lock extension fee for

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

Assume a creditor sets the interest rate by executing a rate lock agreement with the consumer.

• • 1026 (Regulation Z)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-24(B) Mortgage Loan Transaction Loan Estimate - Fixed Rate Loan Sample Description: This is a sample

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

Other than for points charged in connection with the transaction to reduce the interest rate, for which

• • 1026 (Regulation Z)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

$150,000, the estimated outstanding balance of the existing mortgage loan is $120,000, and the interest rate

• • 1026 (Regulation Z)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-24(C) Mortgage Loan Transaction Loan Estimate - Interest Only Adjustable Rate Loan Sample Description

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

Under § 1026.19(e)(3)(iv)(D), no later than three business days after the date the interest rate

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

Also on Monday, June 8, the consumer requests a rate lock extension that would result in revised disclosures

• • 1026 (Regulation Z)