Comment for 1026.15 - Right of Rescission
If the right arises due to an increase in the credit limit, the security interest is void as to the amount
- 1026 (Regulation Z)
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Comment for 1026.28 - Effect on State Laws
The Fair Credit and Charge Card Disclosure Act fully preempts state laws relating to the disclosure of
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
A prepaid card is not a hybrid prepaid-credit card under § 1026.61(a)(2)(i) with respect to a separate
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
Even if a separate credit feature is offered by the prepaid account issuer, its affiliate, or its business
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
A credit card account acquired through merger or acquisition is replaced with a credit card account issued
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
A credit card account is replaced or substituted with a line of credit that can be accessed solely by
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
Assume that a consumer made a late payment on the credit card account on which the rate increase is being
- 1026 (Regulation Z)
Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages
Amount of credit extended.
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Section 1026.36(c)(1) and (c)(2) applies to closed-end consumer credit transactions secured by a consumer's
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
For a prepaid card to be a hybrid prepaid-credit card under § 1026.61(a)(2)(i) with respect to a
- 1026 (Regulation Z)
§ 1026.2 Definitions and rules of construction.
(v) A person regularly extends consumer credit only if it extended credit (other than credit subject
- 1026 (Regulation Z)
Comment for 1026.6 - Account-Opening Disclosures
A membership or participation fee for a package of services that includes an open-end credit feature,
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Amount of credit extended.
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Consumer credit.
- 1026 (Regulation Z)
Comment for 1026.46 - Special Disclosure Requirements for Private Education Loans
The creditor must comply only if the extension of credit also meets the other parts of the definition
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
A card issuer is not required to comply with § 1026.61(c) when a hybrid prepaid-credit card is permitted
- 1026 (Regulation Z)
§ 1026.8 Identifying transactions on periodic statements.
(a) Sale credit.
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
(i) “Credit insurance”:
- 1026 (Regulation Z)
§ 1026.4 Finance charge.
(4) Fees charged for participation in a credit plan, whether assessed on an annual or other periodic
- 1026 (Regulation Z)
§ 1026.12 Special credit card provisions.
issuer accepts the return of property or forgives a debt for services that is to be reflected as a credit
- 1026 (Regulation Z)
§ 1026.32 Requirements for high-cost mortgages.
(ii) Open-end credit.
- 1026 (Regulation Z)
Comment for 1026.8 - Identifying Transactions on Periodic Statements
If a hybrid prepaid-credit card is used to obtain goods or services from a merchant and the transaction
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Coordinate consummation of the credit transaction or other aspects of the credit transaction process,
- 1026 (Regulation Z)
§ 1026.2 Definitions and rules of construction.
(2) Where the words obligation and transaction are used in the regulation, they refer to a consumer credit
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
Section 1026.12(c) applies to property or services purchased with the hybrid prepaid-credit card that
- 1026 (Regulation Z)