§ 1026.19 Certain mortgage and variable-rate transactions.
Get an official Loan Estimate before choosing a loan.”
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
Get an official Loan Estimate before choosing a loan.”
Residential mortgage loan means any loan primarily for personal, family, or household use that is secured
confirmation, a servicer provides a confirmed successor in interest who is not liable on the mortgage loan
provides that certain Regulation X disclosure requirements do not apply to a federally related mortgage loan
1026.19(f)(2)(ii), if, at the time of consummation, the annual percentage rate becomes inaccurate, the loan
However, the creditor must apply the allowable points and fees percentage to the “total loan amount,”
date the consumer receives the disclosures required under § 1026.47(b) to accept the terms of the loan
The payment schedule and terms assumes a 20-year loan term, the assumed maximum interest rate, and that
of credit that provides a result regarding the credit risk of the applicant and whether the covered loan
Financial Institution A received an application for a covered loan from an applicant and forwarded that
the Nationwide Mortgage Licensing System and Registry unique identifier (NMLSR ID) for the mortgage loan
consumer's signature check through the check system to collect the first scheduled payment due under a loan
(5) The lender may at any time collect from the loan applicant any information that it requires in addition
servicer not more than 30 days after the effective date of the transfer of the servicing of the mortgage loan
days (excluding legal public holidays, Saturdays, and Sundays) of a borrower's payment of a mortgage loan
servicer has a reasonable basis to believe that the borrower has failed to comply with the mortgage loan
A refusal or failure to authorize an account transaction at the point of sale or loan is not adverse
new parties who are spouses undertake a legal obligation on an account, as in the case of a mortgage loan
the rules for computing annual percentage rates in closed-end credit transactions and total-annual-loan-cost
obtain a credit report, the property address, an estimate of the value of the property, and the mortgage loan
(i) Adjustment in loan amount.
A statement that the consumer should refer to the appropriate loan document and security instrument for
or performing valuation management functions reports to a person who is not part of the creditor's loan
(1) The outstanding principal balance over the remaining term of the loan as of the date the interest
entity succeeding the charter of either the Federal National Mortgage Association or the Federal Home Loan