Comment for 1026.15 - Right of Rescission
For example, if the creditor provides the notice on May 15, but disclosures were given and the credit
- 1026 (Regulation Z)
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Comment for 1026.18 - Content of Disclosures
For example, in a credit sale, the portion of the purchase price being financed by the creditor may be
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
consumer's withdrawal of that application), and if a fee already has been assessed for obtaining the credit
- 1026 (Regulation Z)
Comment for 1026.33 - Requirements for Reverse Mortgages
homeowner's liability to the proceeds of the sale of the home (or any lesser amount specified in the credit
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
an affiliate of that person also serves as a loan officer of the creditor or otherwise arranges the credit
- 1026 (Regulation Z)
Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
A credit must be disclosed only for any money or other payments made at closing by third parties, including
- 1026 (Regulation Z)
Comment for 1026.40 - Requirements for Home-Equity Plans
balance on different terms (for example, with a fixed rate of interest) and the amount of available credit
- 1026 (Regulation Z)
Comment for 1026.56 - Requirements for Over-the-Limit Transactions
However, because the consumer's account balance was below the credit limit by the payment due date for
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
If a consumer accesses a credit card application or solicitation electronically (other than as described
- 1026 (Regulation Z)
Comment for Appendix H - Closed-End Forms and Clauses
form was approved for all HEAL loans with a fixed interest rate that were considered interim student credit
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
any compensation to any loan originator, directly or indirectly, in connection with that particular credit
- 1026 (Regulation Z)
Comment for 1026.58 - Internet Posting of Credit Card Agreements
on a publicly available Web site it maintains (or, with respect to an agreement for a private label credit
- 1026 (Regulation Z)
§ 1026.9 Subsequent disclosure requirements.
(B) applies only when a consumer substitutes collateral or when the creditor can advance additional credit
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
obtaining or applying to obtain, negotiates, or otherwise obtains or makes an extension of consumer credit
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
Credit includes authorization of a transaction on the asset feature of a prepaid account as defined in
- 1026 (Regulation Z)
Comment for 1026.3 - Exempt Transactions
20, 2011, an open-end account is exempt under § 1026.3(b) based on a firm commitment to extend credit
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
If a credit program allows consumers to skip or reduce one or more payments during the year, no notice
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
that the application will not or cannot be approved on the terms requested, such as when a consumer's credit
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
likely would extend upon receiving an application from the applicant, based on the creditor's current credit
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
If a creditor is underwriting an extension of credit that is a refinancing, as defined by § 1026.20
- 1026 (Regulation Z)
Comment for 1026.57 - Reporting and Marketing Rules for College Student Open-End Credit
and the institution (or affiliated organization) that “directly or indirectly relates to the college credit
- 1026 (Regulation Z)
Comment for 1026.58 - Internet Posting of Credit Card Agreements
However, because the agreement is offered solely for accounts under one or more private label credit
- 1026 (Regulation Z)
§ 1026.16 Advertising.
by the consumer's principal dwelling, and the advertisement states that the advertised extension of credit
- 1026 (Regulation Z)
§ 1026.24 Advertising.
(B) Each use of the word “fixed” to refer to a rate, payment, or the credit transaction either refers
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
creditor provides a consumer with an application form containing 20 questions about the consumer's credit
- 1026 (Regulation Z)