Comment for 1026.12 - Special Credit Card Provisions
For purposes of this provision, cardholder includes any person (including organizations) to whom a credit
- 1026 (Regulation Z)
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Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
both the creditor and third party do not collect any fee, other than a fee for obtaining a consumer's credit
- 1026 (Regulation Z)
Comment for 1026.21 - Treatment of Credit Balances
The creditor must take positive steps to return any credit balance that has remained in the account for
- 1026 (Regulation Z)
Comment for 1026.24 - Advertising
Statements of the annual percentage rate or statements that there is no particular charge for credit
- 1026 (Regulation Z)
Comment for 1026.30 - Limitation on Rates
Under an open-end credit plan, this normally would be the corresponding annual percentage rate.
- 1026 (Regulation Z)
Comment for 1026.40 - Requirements for Home-Equity Plans
Under § 1026.40(f)(3)(vi)(D), a creditor may prohibit further advances or reduce the credit limit
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
cancellation or debt suspension coverage described in § 1026.4(b)(10) written in connection with a credit
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
A contract or other agreement relating to a consumer credit transaction secured by a dwelling (including
- 1026 (Regulation Z)
Comment for 1026.3 - Exempt Transactions
The creditor makes an initial extension of credit at or after account opening that exceeds the threshold
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
) include any charges imposed by the creditor upon the noncreditor seller of property for providing credit
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
Information regarding approved organizations that provide credit counseling services in a language other
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
See also § 1026.7(b)(11)(i)(A) regarding the general requirement that the payment due date for a credit
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
requirements in § 1026.9(c)(2)(iv) when a variable rate is being changed to a non-variable rate on a credit
- 1026 (Regulation Z)
Comment for 1026.15 - Right of Rescission
In a 3-party open-end credit plan (that is, if the creditor and seller are not the same or related persons
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
Similarly, in a credit sale transaction, a seller's or manufacturer's rebate may be offered to prospective
- 1026 (Regulation Z)
Comment for 1026.24 - Advertising
The credit terms need not be printed in a certain type size nor need they appear in any particular place
- 1026 (Regulation Z)
Comment for 1026.24 - Advertising
table or schedule must state all the necessary information for a representative sampling of amounts of credit
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
The disclosures required by § 1026.37 must reflect good faith estimates of the credit terms to which
- 1026 (Regulation Z)
Comment for 1026.58 - Internet Posting of Credit Card Agreements
Under § 1026.58(c)(3), if a credit card agreement has been submitted to the Bureau, the agreement
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
With respect to a covered separate credit feature accessible by a hybrid prepaid-credit card as defined
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
An account number that can access such a digital wallet would not be a hybrid prepaid-credit card under
- 1026 (Regulation Z)
§ 1026.12 Special credit card provisions.
For purposes of this section, the term “unauthorized use” means the use of a credit card by a person,
- 1026 (Regulation Z)
§ 1026.33 Requirements for reverse mortgages.
A good-faith projection of the total cost of the credit, determined in accordance with paragraph (c)
- 1026 (Regulation Z)
§ 1026.35 Requirements for higher-priced mortgage loans.
(vii) An extension of credit that is a refinancing secured by a first lien, with refinancing defined
- 1026 (Regulation Z)
§ 1026.57 Reporting and marketing rules for college student open-end credit.
Any card issuer that was a party to one or more college credit card agreements in effect at any time
- 1026 (Regulation Z)