§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
registered in accordance with applicable State law, unless such person is compensated by a creditor or loan
- 1026 (Regulation Z)
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§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
(iv) An individual loan originator may receive, and a person may pay to an individual loan originator
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
expectation of compensation or gain, makes the person doing such activities or performing such services a loan
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
(f) Loan originator qualification requirements.
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Section 1026.36(f)(3)(i) requires the loan originator organization to obtain, for any of its individual
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
The percentage of applications submitted by the loan originator to the creditor that results in consummated
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
In some cases, amounts received by the loan originator organization for payment for third-party charges
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
twenty-five or more times during the previous twelve calendar months based on applications submitted by the loan
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Assume a loan originator determines that a consumer likely qualifies for a loan from Creditor A that
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
The term “loan originator” does not include consumers who obtain extensions of consumer credit on their
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
The definition of loan originator does not include persons who:
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Section 1026.36(f)(1) requires a loan originator organization to comply with applicable State law requirements
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
For purposes of § 1026.32(b)(2)(i)(D), the term loan originator means a loan originator as that
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Compensation does not include amounts the loan originator receives as payment for bona fide and reasonable
- 1026 (Regulation Z)
Comment for 1026.25 - Record Retention
Scope of records of loan originator compensation.
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
(3) Loan options presented.
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Compensation includes amounts the loan originator retains and is not dependent on the label or name of
- 1026 (Regulation Z)
§ 1026.25 Record retention.
(2) Records related to requirements for loan originator compensation.
- 1026 (Regulation Z)
§ 1026.32 Requirements for high-cost mortgages.
(C) That compensation is paid by a creditor to a loan originator that is an employee of the creditor;
- 1026 (Regulation Z)
§ 1026.32 Requirements for high-cost mortgages.
(C) That compensation is paid by a creditor to a loan originator that is an employee of the creditor;
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
For a step-rate loan, the originator uses the highest rate that would apply during the first five years
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
A payment received by an affiliate of a loan originator organization for bona fide and reasonable charges
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Thus, § 1026.36(e)(1) does not address the actions of a loan originator if the consumer does not
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Assume a loan originator organization receives compensation directly from either a consumer or a creditor
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
or (iv) of this section, in connection with a consumer credit transaction secured by a dwelling, no loan
- 1026 (Regulation Z)