§ 1026.60 Credit and charge card applications and solicitations.
(i) There are costs associated with the use of the card; and
- 1026 (Regulation Z)
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(i) There are costs associated with the use of the card; and
(2) Prepaid card can access credit from a covered separate credit feature.
The name of the card requested may be different when issued.
61(a)(5)(iii)(D) Exception for Certain Credit Card Account Arrangements
(2) The card issuer, other than the person honoring the consumer's credit card, shall have no responsibility
No card issuer or creditor may offer a college student any tangible item to induce such student to apply
(ii) Except as provided in paragraph (g)(2)(iii) of this section, the card issuer is not required to
With respect to a covered separate credit feature that could be accessible by a hybrid prepaid-credit card
If the card issuer obtains a judgment against the cardholder, and if state and other applicable law and
The consumer contacts the card issuer orally, electronically, or in writing and specifically requests
In the case where a prepaid card is not a hybrid prepaid-credit card with respect to credit extended
(ii) The card issuer has provided adequate notice of the cardholder's maximum potential liability and
For purposes of this section, the term solicitation means an offer by the card issuer to open a credit
(A) A separate credit feature that can be accessed by a hybrid prepaid-credit card as described in this
(D) Exception for certain credit card account arrangements.
As noted in § 1026.2(a)(15)(ii)(C), the exclusion from credit card account under an open-end (not
Assume that, for a credit card account under an open-end (not home-secured) consumer credit plan, a periodic
A creditor may solicit consumers for its home equity plan by mailing a response card which the consumer
(c) Right of cardholder to assert claims or defenses against card issuer —
(E) Is a franchised dealer in the card issuer's products or services; or
No card issuer may, by contract or otherwise:
Whether the card issuer provides the consumer with a new account number;
12(c) Right of Cardholder To Assert Claims or Defenses Against Card Issuer
(1) Except as provided below, a card issuer must post and maintain on its publicly available Web site
For purposes of this regulation, except as provided in paragraph (a)(4) of this section, a prepaid card