Consumer Financial Civil Penalty Fund Rule
Civil Penalty Fund into which the Bureau must deposit any civil penalty it obtains in any judicial or administrative action under Federal consumer financial laws.
Final rules
Rules listed here are final rules issued by the CFPB. To identify all the rules related to a single consumer financial product, use the filter tool below.
Types of final rules
Final Rule
Other than interim final rules, this includes all CFPB final rules, including procedural and interpretive rules. Generally, final rules go through notice and comment before issuance.
Interim Final Rule
Under some circumstances, the CFPB may issue final rules without a comment period before issuance. The CFPB may request comment on these rules and may later alter the rules, if necessary.
Amendment relating to consumer ability to repay; Truth in Lending Act (Regulation Z)
Amendments to Regulation Z (TILA) regarding limits to the total amount of fees that a credit card issuer may require a consumer to pay.
Amendment relating to credit limits; Truth in Lending (Regulation Z)
Amendments to Regulation Z (TILA) regarding limits to the total amount of fees that a credit card issuer may require a consumer to pay.
Disclosures at Automated Teller Machines (Regulation E)
Amendments to Regulation E (EFTA) regarding requirements for ATM fee notices.
Loan Originator Compensation Requirements under the Truth in Lending Act (Regulation Z)
Loan Originator Compensation Requirements under the Truth in Lending Act (Regulation Z).
Disclosure of Records and Information
This final rule establishes procedures for the public to obtain information from the Bureau, under the Freedom of Information Act, the Privacy Act of 1974...
Mortgage Servicing Rules Under the Truth in Lending Act (Regulation Z)
Final rule regarding initial rate adjustment notices for ARM mortgages, periodic statements for residential mortgage loans, crediting of mortgage payments, and requests for payoff amounts, etc.
Disclosure of Records and Information
This final rule establishes procedures for the public to obtain information from the Bureau, under the Freedom of Information Act, the Privacy Act of 1974...
Disclosure and Delivery Requirements for Copies of Appraisals and Other Written Valuations Under the Equal Credit Opportunity Act (Regulation B)
Final rule revising Regulation B to implement an ECOA amendment concerning appraisals and other valuations.
Mortgage Servicing Rules Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z)
The Bureau’s Mortgage Servicing Final Rules amend Regulations X and Z.
Procedure Relating to Rulemaking
Procedural rule that specifies how the Bureau issues rules and when rules are considered issued.
Defining Larger Participants of the Consumer Debt Collection Market
Amendments to the regulation defining larger participants regarding adding a new section to define larger participants for consumer debt collection.
Delayed Implementation of Certain New Mortgage Disclosures
Delayed implementation of certain Regulation Z (Truth in Lending) mortgage disclosure requirements that would otherwise take effect on January 21, 2013.
Fair Credit Reporting (Regulation V)
Pursuant to the Dodd-Frank Act and the Fair Credit Reporting Act, as amended, the Bureau published for public comment an interim final rule establishing a...
Enforcement of Nondiscrimination on the Basis of Disability in Programs and Activities Conducted by the Bureau of Consumer Financial Protection
Enforcement of Nondiscrimination on the Basis of Disability in Programs and Activities Conducted by the Bureau of Consumer Financial Protection.
Defining Larger Participants of the Consumer Reporting Market
The Bureau has the authority to supervise nonbank covered persons of all sizes in the residential mortgage, private education lending, and payday lending markets.