The Solicitor General and the Bureau filed a brief in the Supreme Court in Rotkiske v. Klemm, arguing that the one-year statute of limitations that applies to private actions under the Fair Debt Collection Practices Act begins to run when the violation occurs, not when the plaintiff discovers or should discover the alleged violation.
Amicus briefs filed by the CFPB are available on this page, including amicus briefs concerning federal consumer financial protection law filed in the U.S. Supreme Court by the Office of the Solicitor General.
Use the filters below to browse by date, statute, and the court in which the brief was filed.
The Bureau filed an amicus brief addressing the one-year statute of limitations in the Fair Debt Collection Practices Act. The brief argued that the FDCPA’s statute of limitations does not bar consumers from suing to challenge violations that occurred in the prior year, even if the defendant previously committed similar violations that are outside the limitations period.
The Solicitor General and the Bureau filed a brief in the Supreme Court in Obduskey v. McCarthy & Holthus, LLP, arguing that actions that are legally required to carry out a nonjudicial foreclosure are generally not debt collection regulated under the Fair Debt Collection Practices Act.
The Bureau filed an amicus brief addressing the applicability of the E-SIGN Act to electronically delivered validation notices under the FDCPA.
The Bureau filed an amicus brief supporting application of the FDCPA to judicial foreclosure proceedings that can lead to a deficiency judgment.
The Bureau filed an amicus brief addressing application of the “competent attorney” standard to alleged false representations of amounts owed and Article III standing.
The government filed a brief in the Supreme Court supporting application of the FDCPA to debt collectors that file proofs of claim on time-barred debt in consumers’ bankruptcy proceedings.
The Bureau filed an amicus brief supporting application of the FDCPA to an alleged attempt to collect protected Social Security Funds.
The Bureau filed a supplemental brief in support of the plaintiff's Article III standing.
The Fair Debt Collection Practices Act (FDCPA) excludes from the definition of “debt collector” an “officer or employee of the United States or any State to the extent that collecting or attempting to collect any debt is in the performance of his official duties.”