CFPB v. Universal Debt & Payment Solutions, LLC, et al.

Universal Debt Solutions was a limited liability companies initiated by a set of individuals that the CFPB accused of working together in a fraudulent scheme to collect debts from consumers that did not exist or that Defendants were not entitled to collect. On March 21, 2019 Summary Judgement was filed finding they engaged in deceptive acts or practices that violated the Consumer Financial Protection Act by failing to meaningfully disclose their identities to consumers during collection calls, along with their use of threats and making of false allegations in their debt collection practices.

Eligible consumers have been identified in the available data from the defendant, obtained by the CFPB as part of their enforcement action. Consumers who paid the defendant any money between March 1, 2011 and March 31, 2015. Checks for identified consumers will be mailed in late May, 2025.