Wilmington Savings Fund Society, FSB Visa Unicorn Card | Consumer Financial Protection Bureau

Nationwide

Availability

Review details with the company before applying

APRs change over time and are specific to the applicant. Check rates before applying.

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Did you know: This card is from a small bank, which often offer lower interest rates and could save you hundreds of dollars per year.

Purchase interest rate and fees

17.26%*

*As of Dec. 31, 2024. Advertised purchase APRs change over time. Check rates before applying.

Here are typical APRs for different credit scores for this card:

Credit score	Median purchase APR	Comparison to other cards
619 or less	17.26%	1 dollar sign symbol Pay less interest
620-719	17.26%	1 dollar sign symbol Pay less interest
720+	17.26%	1 dollar sign symbol Pay less interest

After opening the credit card, the purchase APR is variable, meaning it can go up or down based on the index listed in the details below. Learn more about APRs in general and about fixed versus variable APRs.

Foreign transaction fee: None
Minimum finance charge: No minimum interest payment is required to avoid additional fees
Grace period: 30 days until interest begins to accrue on purchases
Balance computation method: Monthly interest is calculated based on your average daily balance excluding new purchases
Purchase APR index: The purchase APR varies depending on the value of the prime index

Learn more about how credit card interest is calculated.

Fees

$0

Late fee: $25 for the first late payment
Over-limit fee: None
Returned Payment Fee: $25 (The fee is posted to the account on the last day of the billing cycle. The fee is charged to compensate for any associated risk on the account.)

Rewards and perks

This card does not offer cash back, travel, or other rewards.

Services

Access to Free Credit Scores

Card features

Contactless Payments
Chip card
Fee-free foreign transactions
Mobile wallet provisioning (for example, Apple Pay)
Has a virtual card with different account number customers can use for on-line purchases

Balance transfer interest rate and fees

This card does not offer balance transfers.

Cash advance interest rate and fees

24.99%*

+

$0

*As of Dec. 31, 2024. Advertised cash advance APRs change over time. Check rates before applying.

Did you know: If you use your card to transfer a balance or get a cash advance, you may have to start paying interest on some or all of your total balance, including new purchases, as of the date of the transaction.