Synchrony Financial Techron Advantage Visa Card | Consumer Financial Protection Bureau

Nationwide

Availability

Review details with the company before applying

APRs change over time and are specific to the applicant. Check rates before applying.

Web

chevrontexacocards.com

Phone

(866) 448-4367

Purchase interest rate and fees

33.99%*

*As of Dec. 31, 2024. Advertised purchase APRs change over time. Check rates before applying.

Here are typical APRs for different credit scores for this card:

Credit score	Median purchase APR	Comparison to other cards
620-719	33.99%	3 dollar sign symbols Pay more interest
720+	33.99%	3 dollar sign symbols Pay more interest

After opening the credit card, the purchase APR is fixed, meaning it will not go up or down with changes to an index, but it may still change. Learn more about APRs in general and about fixed versus variable APRs.

Foreign transaction fee: None
Minimum finance charge: A minimum interest payment of $2 is required to avoid additional fees
Grace period: 23 days until interest begins to accrue on purchases
Balance computation method: Monthly interest is calculated based on your average daily balance including new purchases

Learn more about how credit card interest is calculated.

Fees

$0

Late fee: $29 for the first late payment and $40 for a late payment within six billing cycles of another late payment
Over-limit fee: None
Returned Payment Fee: $30 (1st $30.00; 2nd $35.00 each additional time a payment is returned within six billing cycles)
Debt Cancellation: $1.66 ($1.66 per $100 balance per month)

Rewards and perks

Cash back

Services

Access to Free Credit Scores
Debt cancellation coverage
Discounts on purchases of goods and services (non travel related)
Various Network Benefits

Card features

Chip card
Mobile wallet provisioning (for example, Apple Pay)

Did you know: If you carry a balance on your credit card, interest and fees typically exceed the value of any rewards earned. Learn why rewards may not be as beneficial as they seem.

Balance transfer interest rate and fees

This card does not offer balance transfers.

Cash advance interest rate and fees

33.99%*

+

5% ($10 minimum)

*As of Dec. 31, 2024. Advertised cash advance APRs change over time. Check rates before applying.

The cash advance fee is charged for each cash advance.

Did you know: If you use your card to transfer a balance or get a cash advance, you may have to start paying interest on some or all of your total balance, including new purchases, as of the date of the transaction.