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JPMorgan Chase Bank, National Association

World of Hyatt Credit Card

This credit card is recommended for people with the following credit scores: 620-719 and 720+

Nationwide
Availability

Review details with the company before applying

APRs change over time and are specific to the applicant. Check rates before applying.

Purchase interest rate and fees

21.24% – 28.49%* Purchase APR

*As of . Advertised purchase APRs change over time and are specific to the applicant, based on your credit score. Check rates before applying.

Here are typical APRs for different credit scores for this card:

Credit score Median purchase APR Comparison to other cards
620-719 28.49%
2 dollar sign symbols
Pay average interest
720+ 25.49%
2 dollar sign symbols
Pay average interest

After opening the credit card, the purchase APR is variable, meaning it can go up or down based on the index listed in the details below. Learn more about APRs in general and about fixed versus variable APRs.

Foreign transaction fee
None
Minimum finance charge
No minimum interest payment is required to avoid additional fees
Grace period
21 days until interest begins to accrue on purchases
Balance computation method
Monthly interest is calculated based on your average daily balance including new purchases
Purchase APR index
The purchase APR varies depending on the value of the prime index

Learn more about how credit card interest is calculated.

Fees

$95 Annual fee
Late fee
$29 for the first late payment and $40 for a late payment within six billing cycles of another late payment
Over-limit fee
None
Return Payment
$40 (While a fee is disclosed, it is not currently being charged for this product. We may charge this fee if a payment is not honored, is returned unpaid or cannot be processed.)

Rewards and perks

Travel Rewards
Services
  • Access to Free Credit Scores
  • Automobile rental insurance
  • Credit card registration
  • Discounts on purchases of goods and services (non travel related)
  • Extension on manufacturer’s warranty
  • Baggage Delay insurance, Lost Luggage Reimbursement, Visa Concierge, Purchase Protection, Travel & emergency assistance, Trip Cancellation/Interruption Insurance, Trip Delay Reimbursement, Travel Accident Insurance, Contactless Payments, Chip card, Fee-fr
Card features
  • Contactless Payments
  • Chip card
  • Fee-free foreign transactions
  • Mobile wallet provisioning (for example, Apple Pay)

Did you know: If you carry a balance on your credit card, interest and fees typically exceed the value of any rewards earned. Learn why rewards may not be as beneficial as they seem.

Balance transfer interest rate and fees

This card does not offer balance transfers.

Cash advance interest rate and fees

29.99%* Cash advance APR
+
5% ($10 minimum) Cash advance fee

*As of . Advertised cash advance APRs change over time. Check rates before applying.

Did you know: If you use your card to transfer a balance or get a cash advance, you may have to start paying interest on some or all of your total balance, including new purchases, as of the date of the transaction.