Fifth Third Bank, National Association Business Ultimate | Consumer Financial Protection Bureau

Nationwide

Availability

Review details with the company before applying

APRs change over time and are specific to the applicant. Check rates before applying.

Phone

(888) 999-3304

Purchase interest rate and fees

22.24%*

*As of Jun. 30, 2024. Advertised purchase APRs change over time. Check rates before applying.

Here are typical APRs for different credit scores for this card:

Credit score	Median purchase APR	Comparison to other cards
620-719	22.24%	2 dollar sign symbols Pay average interest
720+	22.24%	2 dollar sign symbols Pay average interest

After opening the credit card, the purchase APR is variable, meaning it can go up or down based on the index listed in the details below. Learn more about APRs in general and about fixed versus variable APRs.

Foreign transaction fee: 3% of each purchase
Minimum finance charge: A minimum interest payment of $1.50 is required to avoid additional fees
Grace period: 30 days until interest begins to accrue on purchases
Balance computation method: Monthly interest is calculated based on your average daily balance including new purchases
Purchase APR index: The purchase APR varies depending on the value of the prime index

Learn more about how credit card interest is calculated.

Fees

$0

Late fee: $29 for the first late payment and $40 for a late payment within six billing cycles of another late payment
Over-limit fee: None
Return Check Fee: $25 (If any payment is returned unpaid by your financial institution for insufficient funds or any other reason, we will charge you a return check fee in the amount set forth in the Additional Terms. This fee will not exceed the amount permitted by law.)
Replacement Card: $10 (None)
Copy of a Sales Receipt: $10 (None)
Additional Copy of a Paper Statement: $10 (None)
Rush Card: $35 (None)

Rewards and perks

Other

Other rewards: 1 Rewards Point for every dollar spent on every purchase made for your business and redeem for travel, gift cards, merchandise and more.

Card features

Contactless Payments
Chip card
Mobile wallet provisioning (for example, Apple Pay)

Did you know: If you carry a balance on your credit card, interest and fees typically exceed the value of any rewards earned. Learn why rewards may not be as beneficial as they seem.

Balance transfer interest rate and fees

11.24%*

+

$10 or 5%

*As of Jun. 30, 2024. Advertised balance transfer APRs change over time. Check rates before applying.

After 6 months, any remaining unpaid balance on your account will be subject to interest charges based on your purchase APR.

Cash advance interest rate and fees

29.99%*

+

$10 or 5%

*As of Jun. 30, 2024. Advertised cash advance APRs change over time. Check rates before applying.

The cash advance fee is charged for each cash advance.

Did you know: If you use your card to transfer a balance or get a cash advance, you may have to start paying interest on some or all of your total balance, including new purchases, as of the date of the transaction.