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Credit First National Association

CFNA Private Label Consumer Credit Card

This credit card is recommended for people with the following credit scores: 620-719 and 720+

Nationwide
Availability

Review details with the company before applying

APRs change over time and are specific to the applicant. Check rates before applying.

Web

cfna.com

Did you know: This card is from a small bank, which often offer lower interest rates and could save you hundreds of dollars per year.

Purchase interest rate and fees

29.99%* Purchase APR

*As of . Advertised purchase APRs change over time. Check rates before applying.

Here are typical APRs for different credit scores for this card:

Credit score Median purchase APR Comparison to other cards
620-719 29.99%
3 dollar sign symbols
Pay more interest
720+ 29.99%
3 dollar sign symbols
Pay more interest

After opening the credit card, the purchase APR is fixed, meaning it will not go up or down with changes to an index, but it may still change. Learn more about APRs in general and about fixed versus variable APRs.

Foreign transaction fee
None
Minimum finance charge
A minimum interest payment of $2 is required to avoid additional fees
Grace period
23 days until interest begins to accrue on purchases
Balance computation method
Monthly interest is calculated based on your average daily balance including new purchases

Learn more about how credit card interest is calculated.

Fees

$0 Annual fee
Late fee
$30 for the first late payment and $41 for a late payment within six billing cycles of another late payment
Over-limit fee
None
Returned Payment Fee
$30 (1st returned payment)
Returned Payment Fee
$41 (2nd or greater returned payment within 6 consecutive months)

Rewards and perks

Other Rewards

Other rewards: statement credit

Card features
  • Contactless Payments
  • Chip card

Did you know: If you carry a balance on your credit card, interest and fees typically exceed the value of any rewards earned. Learn why rewards may not be as beneficial as they seem.

Balance transfer interest rate and fees

This card does not offer balance transfers.

Cash advance interest rate and fees

This card does not offer cash advances.