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Citibank, N.A.

The Goodyear Credit Card

This credit card is recommended for people with the following credit scores: 619 or less, 620-719, and 720+

Nationwide
Availability

Review details with the company before applying

APRs change over time and are specific to the applicant. Check rates before applying.

Phone

(800) 767-0291

Purchase interest rate and fees

29.99%* Purchase APR

*As of . Advertised purchase APRs change over time. Check rates before applying.

Here are typical APRs for different credit scores for this card:

Credit score Median purchase APR Comparison to other cards
619 or less 29.99%
3 dollar sign symbols
Pay more interest
620-719 29.99%
3 dollar sign symbols
Pay more interest
720+ 29.99%
3 dollar sign symbols
Pay more interest

After opening the credit card, the purchase APR is variable, meaning it can go up or down based on the index listed in the details below. Learn more about APRs in general and about fixed versus variable APRs.

Foreign transaction fee
None
Minimum finance charge
A minimum interest payment of $2 is required to avoid additional fees
Grace period
25 days until interest begins to accrue on purchases
Balance computation method
Monthly interest is calculated based on your average daily balance including new purchases
Purchase APR index
The purchase APR varies depending on the value of the prime index

Learn more about how credit card interest is calculated.

Fees

$0 Annual fee
Late fee
$40 for the first late payment
Over-limit fee
None

Rewards and perks

This card does not offer cash back, travel, or other rewards.

Card features
  • Contactless Payments
  • Chip card

Balance transfer interest rate and fees

This card does not offer balance transfers.

Cash advance interest rate and fees

29.99%* Cash advance APR
+
$10 or 5% Cash advance fee

*As of . Advertised cash advance APRs change over time. Check rates before applying.

The cash advance fee is charged for each cash advance.

Did you know: If you use your card to transfer a balance or get a cash advance, you may have to start paying interest on some or all of your total balance, including new purchases, as of the date of the transaction.