Capital One, National Association Teamsters Primary Access | Consumer Financial Protection Bureau

Nationwide

Availability

Eligibility requirements

Requires membership in the International Brotherhood of Teamsters or a family member of a member in the International Brotherhood of Teamsters

Review details with the company before applying

APRs change over time and are specific to the applicant. Check rates before applying.

Web

teamstercardnow.com

Phone

(800) 420-5828

Purchase interest rate and fees

28.49%*

*As of Jun. 30, 2024. Advertised purchase APRs change over time. Check rates before applying.

Here are typical APRs for different credit scores for this card:

Credit score	Median purchase APR	Comparison to other cards
619 or less	28.49%	2 dollar sign symbols Pay average interest
620-719	28.49%	2 dollar sign symbols Pay average interest

After opening the credit card, the purchase APR is variable, meaning it can go up or down based on the index listed in the details below. Learn more about APRs in general and about fixed versus variable APRs.

Foreign transaction fee: None
Minimum finance charge: No minimum interest payment is required to avoid additional fees
Grace period: 25 days until interest begins to accrue on purchases
Balance computation method: Monthly interest is calculated based on your average daily balance including new purchases
Purchase APR index: The purchase APR varies depending on the value of the prime index

Learn more about how credit card interest is calculated.

Fees

$0

Late fee: $27 for the first late payment and $38 for a late payment within six billing cycles of another late payment
Late fee policy details: Up to $27.00 for first late fee.
Over-limit fee: None

Rewards and perks

This card does not offer cash back, travel, or other rewards.

Services

Access to Free Credit Scores
Discounts on purchases of goods and services (non travel related)
This product also features benefits as offered by Mastercard.

Card features

Contactless Payments
Chip card
Fee-free foreign transactions
Mobile wallet provisioning (for example, Apple Pay)

Balance transfer interest rate and fees

This card does not offer balance transfers.

Cash advance interest rate and fees

29.24%*

+

3% ($3 minimum)

*As of Jun. 30, 2024. Advertised cash advance APRs change over time. Check rates before applying.

The cash advance fee is charged for each cash advance.

Did you know: If you use your card to transfer a balance or get a cash advance, you may have to start paying interest on some or all of your total balance, including new purchases, as of the date of the transaction.