Blog archive

Argus Information and Advisory Services, a subsidiary of TransUnion, has agreed in writing that it will not seek any government contract with the Consumer Financial Protection Bureau for three years.

The public can submit comments on open banking standard-setter applications to ensure the development of fair and effective open banking standards that serve the interests of all stakeholders, especially consumers.

Credit reporting changes through the Department of Education’s Fresh Start program coincided with increased credit scores for nearly 2 million student loan borrowers.

The CFPB launched an inquiry into companies that track and collect information on people’s personal lives.

Delinquencies and scheduled payments for non-student-loans continue to rise for student loan borrowers during the federal student loan payment pause.

Today, the CFPB is taking another step toward ensuring accountability for automated decision models, sometimes marketed as artificial intelligence (AI).

The CFPB launched an inquiry into companies that track and collect information on people’s personal lives.

The CFPB is piloting a new collection of auto data. As part of that effort, we issued orders to nine large auto lenders to provide information about their auto lending portfolio.

The CFPB is working with municipal and county governments to identify and address financial harm to their constituents.

Today, the CFPB is announcing that it will re-open the public comment period on big tech payment platforms for 30 days and add additional questions.

The Department of Education announced that the student loan pause will continue through August 31, 2022. Here are three things to keep in mind.

In response to concerns from workers about financial risk and harm from employers, the CFPB is looking into the consumer financial products or services that workers face in the workplace.

Millions of consumers may have business loans and commercial credit products on their consumer credit reports. New CFPB research finds inconsistent reporting practices that may impact consumer credit scores.

Analysis and key findings from the report "A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters".

Your consumer reporting data can affect your ability to get a loan, job, or apartment. Learn how to request your consumer reports.

We use the Bureau’s Making Ends Meet survey to study whether financially vulnerable consumers have turned to credit card debt during the coronavirus pandemic.

A growing number of financial services are powered by data sharing. Learn what that means for you, and the key things to consider before sharing your data.

This report describes our fair lending activities in innovation, outreach, prioritization, guidance and rulemaking, supervision, and enforcement for calendar year 2019.

The Office of Servicemember Affairs’ annual report is a review of the CFPB’s work over the past year in fulfilling our duty to help military families.

Request your consumer reports using our list of consumer reporting companies. Your consumer reporting data affects your ability to get an affordable loan, a job, an apartment, or many other essentials of daily life to reach your financial and personal goals.

This report looks at how the removal of public records from credit reports affected the relationship between credit scores and consumers’ credit performance.

Data Point research report by Thomas Conkling and Christa Gibbs uses CFPB CCP to study income-driven repayment (IDR), provides statistics on borrower delinquency on federal student loans.

The report describes bankruptcy trends in the years including the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) and the Great Recession.

A joint study with Credit Karma explores the relationship between subjective Financial Well-Being (FWB) and objective credit characteristics and engagement with financial education tools. The report identifies credit report and engagement variables that are significantly related to a consumer’s FWB score, including credit score, credit limit, credit utilization, and the use of a credit simulator tool.

Were you affected by the 2017 Equifax data breach? Find out about the legal settlement, benefits, and compensation that you may be eligible to claim.