Consumer Financial Protection Bureau and Commonwealth of Massachusetts File Suit Against Credit-Repair Telemarketers

On December 17, 2025, the parties filed a proposed stipulated final judgment and order as to relief, which the court entered on December 18, 2025. It bans defendants from engaging in credit-repair and debt-relief services for 25 years; requires defendants to pay $20,000 in partial satisfaction of a redress judgment, which includes $36,229,618 for fees charged to consumers since 2013, that is suspended based on defendants’ limited ability to pay; and requires defendants to pay a $1 civil money penalty, which enables the Bureau to access the civil penalty fund for purposes of redressing harmed consumers.