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Archived
SIGTARP, CFPB, and Treasury form Joint Task Force to Combat HAMP Mortgage Modification Scams; Release a Consumer Fraud Alert to Protect Homeowners

https://www.consumerfinance.gov/archive/newsroom/sigtarp-cfpb-and-treasury-form-joint-task-force-to-combat-hamp-mortgage-modification-scams-release-a-consumer-fraud-alert-to-protect-homeowners/

...companies charge struggling homeowners a fee in exchange for false promises of lowering...of anyone seeking to charge you in advance for mortgage modification services

Archived
CFPB Sues Debt Relief Attorneys for Collecting Illegal Fees from Struggling Consumers

https://www.consumerfinance.gov/archive/newsroom/cfpb-sues-debt-relief-attorneys-collecting-illegal-fees-struggling-consumers/

Lawyers Revived an Illegal Debt Relief Scheme that the CFPB Previously Shut...Collecting Illegal Fees from Struggling Consumers Lawyers Revived an Illegal Debt...attorneys who collaborated to charge illegal fees to consumers seeking debt relief

Archived
Prepared Remarks of Seth Frotman at the Poverty Law Conference

https://www.consumerfinance.gov/archive/newsroom/prepared-remarks-of-seth-frotman-at-the-poverty-law-conference/

...to focus on the CFPB’s work on junk fees and how they disproportionately affect...debt,8 and even to fight back against illegal evictions.9 The Truth in Lending and

Archived
CFPB Sues Payment Platform Used by YMCA Camps and Charity Race Organizers for Illegally Cramming Consumers With Junk Membership Fees

https://www.consumerfinance.gov/archive/newsroom/cfpb-sues-payment-platform-used-by-ymca-camps-race-organizers-for-junk-fee/

...more than $300 million in membership fees using digital dark patterns and online...Organizers for Illegally Cramming Consumers With Junk Membership Fees OCT 18, 2022

Archived
Remarks by Richard Cordray at the Payday Loan Field Hearing in Birmingham, AL

https://www.consumerfinance.gov/archive/newsroom/remarks-by-richard-cordray-at-the-payday-loan-field-hearing-in-birmingham-al/

...similar product called a deposit “advance.” Payday loan storefronts are scattered...Lenders collect over $7 billion in fees annually. In a pinch, getting the cash

Archived
CFPB Sues Installment Lending Conglomerate for Illegally Churning Loans to Harvest Hundreds of Millions in Loan Costs and Fees

https://www.consumerfinance.gov/archive/newsroom/cfpb-sues-installment-lending-conglomerate-for-illegally-churning-loans-to-harvest-hundreds-of-millions-in-loan-costs-and-fees/

...induced struggling customers into a fee-harvesting and loan-churning scheme...Installment Lending Conglomerate for Illegally Churning Loans to Harvest Hundreds...Hundreds of Millions in Loan Costs and Fees AUG 22, 2023 Share & print On February

Advanced Technology

https://www.consumerfinance.gov/rules-policy/advanced-technology/

Junk fees impede competition by making it difficult for families to shop around...competition and ridding the market of illegal practices, the CFPB hopes to save...Advanced Technology The CFPB is monitoring the rapidly evolving tech ecosystem...Take Actions Against TransUnion for Illegal Rental Background Check and Credit

Archived
CFPB Exams Return $140 Million to Consumers Hit by Illegal Junk Fees in Banking, Auto Loans, and Remittances

https://www.consumerfinance.gov/archive/newsroom/cfpb-exams-return-140-million-to-consumers-hit-by-illegal-junk-fees-in-banking-auto-loans-and-remittances/

...the agency’s efforts to shutdown junk fees....$140 Million to Consumers Hit by Illegal Junk Fees in Banking, Auto Loans, and Remittances...most institutions have eliminated NSF fees, saving consumers $2 billion every year

Archived
CFPB Uncovers Illegal Junk Fees on Bank Accounts, Mortgages, and Student and Auto Loans

https://www.consumerfinance.gov/archive/newsroom/cfpb-uncovers-illegal-junk-fees-on-bank-accounts-mortgages-and-student-and-auto-loans/

Highlights that reports on unlawful junk fees uncovered in deposit accounts and in...longer function. CFPB Uncovers Illegal Junk Fees on Bank Accounts, Mortgages,...Highlights that reports on unlawful junk fees uncovered in deposit accounts and in

Archived
Testimony of CFPB Senior Advisor Brian Shearer on Junk Fees Before the Pennsylvania House of Representatives Consumer Protection, Technology, and Utilities Committee

https://www.consumerfinance.gov/archive/newsroom/testimony-cfpb-senior-advisor-brian-shearer-junk-fees-pennsylvania-house-of-representatives-consumer-protection-technology-utilities-committee/

Senior Advisor Brian Shearer on Junk Fees Before the Pennsylvania House of Representatives...Senior Advisor Brian Shearer on Junk Fees Before the Pennsylvania House of Representatives...today about the important issue of junk fees in the US economy. My name is Brian

Archived
The CFPB Finds Payday and Deposit Advance Loans Can Trap Consumers in Debt

https://www.consumerfinance.gov/archive/newsroom/the-cfpb-finds-payday-and-deposit-advance-loans-can-trap-consumers-in-debt/

...that payday loans and the deposit advance loans offered by a small but growing...The CFPB Finds Payday and Deposit Advance Loans Can Trap Consumers in Debt APR...issued a report on payday and deposit advance loans finding that for many consumers

Archived
Director Rohit Chopra’s Prepared Remarks at the University of California Irvine Law School

https://www.consumerfinance.gov/archive/newsroom/director-chopra-remarks-at-the-university-of-california-irvine-law-school/

...was based in Irvine. New Century illegally falsified borrowers’ income documentation...authoritative policy statements to help advance understanding of complex legal prohibitions

Archived
Prepared Remarks of Director Chopra on Credit Card Late Fees ANPR Press Call

https://www.consumerfinance.gov/archive/newsroom/prepared-remarks-of-director-chopra-on-credit-card-late-fees-anpr-press-call/

Chopra's statement on credit card late Fees ANPR....Director Chopra on Credit Card Late Fees ANPR Press Call JUN 22, 2022 Share &...card companies. We are publishing an Advance Notice of Proposed Rulemaking to review

Archived
CFPB Proposes Rule to Close Bank Overdraft Loophole that Costs Americans Billions Each Year in Junk Fees

https://www.consumerfinance.gov/archive/newsroom/cfpb-proposes-rule-to-close-bank-overdraft-loophole-that-costs-americans-billions-each-year-in-junk-fees/

...rule to rein in excessive overdraft fees charged by the nation’s biggest financial...Americans Billions Each Year in Junk Fees Rule would require nation's largest...rule to rein in excessive overdraft fees charged by the nation’s biggest financial

Monster Loans, Lend Tech Loans, and Student Loan Debt Relief Companies

https://www.consumerfinance.gov/enforcement/actions/monster-loans-lend-tech-loans-and-associated-student-loan-debt-relief-companies/

...certain defendants charged unlawful advance fees and engaged in deceptive acts and...received profits resulting from the illegal conduct. On May 14, 2020, the Bureau

Archived
CFPB Report Finds Lenders Cramming Markup Fees and Confusing Terms into Solar Energy Loans

https://www.consumerfinance.gov/archive/newsroom/cfpb-report-finds-lenders-cramming-markup-fees-and-confusing-terms-into-solar-energy-loans/

...misleading homeowners and cramming markup fees into borrowers’ loan balances....Report Finds Lenders Cramming Markup Fees and Confusing Terms into Solar Energy...markup fees into borrowers’ loan balances. The report describes how fees often

Credit Card Late Fees and Late Payments

https://www.consumerfinance.gov/rules-policy/notice-opportunities-comment/archive-closed/advance-notice-of-proposed-rulemaking-regarding-credit-card-late-fees-and-late-payments/

...seeking information on credit card late fees and late payments, and card issuers’...Category: Advance notice of proposed rulemaking Credit Card Late Fees and Late...the public regarding credit card late fees and late payments, and card issuers’

Regarding Credit Card Late Fees and Late Payments

https://www.consumerfinance.gov/rules-policy/rules-under-development/advance-notice-of-proposed-rulemaking-regarding-credit-card-late-fees-and-late-payments/

Archived
Prepared Remarks of CFPB Director Rohit Chopra at the Public Meeting of the Strike Force on Unfair and Illegal Pricing

https://www.consumerfinance.gov/archive/newsroom/prepared-remarks-of-cfpb-director-rohit-chopra-at-the-public-meeting-of-the-strike-force-on-unfair-and-illegal-pricing/

...on private equity involvement, junk fees, and credit card interest rates....of the Strike Force on Unfair and Illegal Pricing AUG 01, 2024 Share & print...company and directs the company to illegally gouge or mistreat consumers, that

Archived
CFPB Moves to Thwart Illegal Auto Repossessions

https://www.consumerfinance.gov/archive/newsroom/cfpb-moves-to-thwart-illegal-auto-repossessions/

Bureau (CFPB) is moving to thwart illegal repossessions in the heated auto market...longer function. CFPB Moves to Thwart Illegal Auto Repossessions High Car Prices...Bureau (CFPB) is moving to thwart illegal repossessions in the heated auto market

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Results

Archived SIGTARP, CFPB, and Treasury form Joint Task Force to Combat HAMP Mortgage Modification Scams; Release a Consumer Fraud Alert to Protect Homeowners

Archived CFPB Sues Debt Relief Attorneys for Collecting Illegal Fees from Struggling Consumers

Archived Prepared Remarks of Seth Frotman at the Poverty Law Conference

Archived CFPB Sues Payment Platform Used by YMCA Camps and Charity Race Organizers for Illegally Cramming Consumers With Junk Membership Fees

Archived Remarks by Richard Cordray at the Payday Loan Field Hearing in Birmingham, AL

Archived CFPB Sues Installment Lending Conglomerate for Illegally Churning Loans to Harvest Hundreds of Millions in Loan Costs and Fees

Advanced Technology

Archived CFPB Exams Return $140 Million to Consumers Hit by Illegal Junk Fees in Banking, Auto Loans, and Remittances

Archived CFPB Uncovers Illegal Junk Fees on Bank Accounts, Mortgages, and Student and Auto Loans

Archived Testimony of CFPB Senior Advisor Brian Shearer on Junk Fees Before the Pennsylvania House of Representatives Consumer Protection, Technology, and Utilities Committee

Archived The CFPB Finds Payday and Deposit Advance Loans Can Trap Consumers in Debt

Archived Director Rohit Chopra’s Prepared Remarks at the University of California Irvine Law School

Archived Prepared Remarks of Director Chopra on Credit Card Late Fees ANPR Press Call

Archived CFPB Proposes Rule to Close Bank Overdraft Loophole that Costs Americans Billions Each Year in Junk Fees