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Can a lender or dealer consider my sex, marital status, or dependents when deciding whether to give me an auto loan?

https://www.consumerfinance.gov/ask-cfpb/can-a-lender-or-dealer-consider-my-sex-marital-status-or-dependents-when-deciding-whether-to-give-me-an-auto-loan-en-1191/

...to 75 characters. Page last modified Apr. 11, 2025 @ 03:47 PM EDT About us We're

What happens if the company that I send my mortgage payments to changes?

https://www.consumerfinance.gov/ask-cfpb/what-happens-if-the-company-that-i-send-my-mortgage-payments-to-changes-en-215/

...last reviewed: APR 03, 2024 What happens if the company that I send my mortgage

How does foreclosure work?

https://www.consumerfinance.gov/ask-cfpb/how-does-foreclosure-work-en-287/

...last reviewed: APR 03, 2024 How does foreclosure work? English Español Foreclosure

When can my credit card company increase my interest rate?

https://www.consumerfinance.gov/ask-cfpb/when-can-my-credit-card-company-increase-my-interest-rate-what-can-i-do-to-get-the-rate-back-down-en-69/

...credit card interest rate? What does APR mean? When does a credit card company

Loan estimate explainer

https://www.consumerfinance.gov/owning-a-home/loan-estimate/

The APR is one measure of your loan’s cost. Learn more about how your APR is

What is a Qualified Mortgage?

https://www.consumerfinance.gov/ask-cfpb/what-is-a-qualified-mortgage-en-1789/

...loan. The annual percentage rate, or APR, on most qualified mortgages cannot

Your Money, Your Goals: Tips and training ideas

https://www.consumerfinance.gov/consumer-tools/educator-tools/your-money-your-goals/tips-and-training-ideas/

...before referring. Page last modified Apr. 4, 2019 @ 01:12 PM EDT Share your experience

What is harassment by a debt collector?

https://www.consumerfinance.gov/ask-cfpb/what-is-harassment-by-a-debt-collector-en-336/

...last reviewed: APR 14, 2023 What is harassment by a debt collector? English

What can I do if I think a mortgage lender discriminated against me?

https://www.consumerfinance.gov/ask-cfpb/what-can-i-do-if-i-think-a-mortgage-lender-discriminated-against-me-en-342/

...to 75 characters. Page last modified Apr. 11, 2025 @ 03:53 PM EDT About us We're

What's a lock-in or a rate lock on a mortgage?

https://www.consumerfinance.gov/ask-cfpb/whats-a-lock-in-or-a-rate-lock-en-143/

...between a mortgage interest rate and an APR? Learn more about mortgages Search for

Learn more

https://www.consumerfinance.gov/learnmore/

...about credit card interest rate and APR See what to do next if your credit application

Tips for managing family lending and borrowing

https://www.consumerfinance.gov/consumer-tools/educator-tools/adult-financial-education/tips-for-managing-family-lending-and-borrowing/

...information on gift taxes Page last modified Apr. 25, 2024 @ 09:21 AM EDT Legal disclaimer

StratFS, LLC f/k/a Strategic Financial Solutions, LLC, et al.

https://www.consumerfinance.gov/enforcement/actions/stratfs-llc-fka-strategic-financial-solutions-llc-et-al/

Struggling Families Page last modified Apr. 3, 2024 @ 03:35 PM EDT View older versions

What documents should I receive before closing on a mortgage loan?

https://www.consumerfinance.gov/ask-cfpb/what-documents-should-i-receive-before-closing-on-a-mortgage-loan-en-181/

...last reviewed: APR 03, 2024 What documents should I receive before closing on

How long does it take to pay off a student loan?

https://www.consumerfinance.gov/ask-cfpb/how-long-does-it-take-to-pay-off-a-student-loan-en-621/

...last reviewed: APR 15, 2024 How long does it take to pay off a student loan

Contact us

https://www.consumerfinance.gov/about-us/contact-us/

...webinars and events Page last modified Apr. 2, 2026 @ 09:18 AM EDT Mailing addresses

What should I know before I shop for a car or auto loan?

https://www.consumerfinance.gov/ask-cfpb/what-should-i-know-before-i-shop-for-auto-loan-at-a-bank-credit-union-dealership-or-other-lender-en-755/

...overall loan costs: Interest rate and APR Taxes and fees Optional add-ons and

Consumer Financial Protection Circular 2024-02: Deceptive marketing practices about the speed or cost of sending a remittance transfer

https://www.consumerfinance.gov/compliance/circulars/consumer-financial-protection-circular-2024-02/

Rule Assessment Report, at 7 (Revised Apr. 24, 2019), https://files.consumerfinance...the Federal Reserve System, at 2-4 (Apr. 20, 2011), https://www.federalreserve

Issue Spotlight: Medical Billing and Collections Among Older Americans

https://www.consumerfinance.gov/data-research/research-reports/issue-spotlight-medical-billing-and-collections-among-older-americans/

...help with Medicare costs (last visited Apr. 20, 2023), https://www.medicareinteractive...Index, 4 J. Am. Geriatrics Soc. 542-50 (Apr. 2013), https://www.ncbi.nlm.nih.go

Data Spotlight: Trends in discount points amid rising interest rates

https://www.consumerfinance.gov/data-research/research-reports/data-spotlight-trends-in-discount-points-amid-rising-interest-rates/

By CFPB Office of Mortgage Markets – APR 05, 2024 Share this The 2022 and 2023...competitive. Although discount points and APR are disclosed in advertisements and