§ 1026.48 Limitations on private education loans.
(D) Reducing the loan amount based upon a certification or other information received from the covered
- 1026 (Regulation Z)
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(D) Reducing the loan amount based upon a certification or other information received from the covered
(f) The supervisory authority must require a loan originator to ensure that all residential mortgage
H-25(C) Mortgage Loan Transaction Closing Disclosure - Borrower Funds From Second-Lien Loan in Summaries
Thus, if a seller assists the consumer in obtaining a direct loan from a financial institution and the
purposes in which an educational institution is the creditor may be treated as either a credit sale or a loan
In addition, to the extent that any fees charged in connection with the loan (such as for filing the
If the creditor has knowledge that the sales price of a manufactured home includes loan originator compensation
If the creditor has knowledge that the sales price of a manufactured home includes loan originator compensation
Renewable balloon loan.
assets of less than $2,052,000,000 on December 31, 2015, satisfied this criterion for purposes of any loan
assets of less than $2,069,000,000 on December 31, 2016, satisfied this criterion for purposes of any loan
The only charges that are loan costs that are subtotaled pursuant to § 1026.38(f)(5) are those costs
1026.39 does not apply to a party that acquires only a beneficial interest or a security interest in the loan
If the construction and permanent financing are disclosed as a single transaction, the loan term disclosed
A loan or line of credit is considered temporary financing and excluded under § 1003.3(c)(3) if
financial institution reports that the requirement is not applicable if the property securing the covered loan
New loan.
and owner's title insurance, when the borrower uses a settlement service provider identified by the loan
mitigation option means an alternative to foreclosure offered by the owner or assignee of a mortgage loan
Developing outreach programs, marketing strategies, or loan products to serve more effectively segments
Assume a mortgage loan obligation with a monthly billing cycle and monthly payments of $2,000 representing
(f) Student loan programs.
(3) The maximum interest rate that may apply during the life of the loan and the earliest date on which
(C) The annual percentage rate for the loan.
Except as provided in paragraphs (b) and (c) of this section, this subpart applies to any mortgage loan