Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
and a statement that consumers may obtain on the Web site information about shopping for and using credit
- 1026 (Regulation Z)
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Comment for 1026.61 - Hybrid Prepaid-Credit Cards
Fees for actual collection costs, including attorney’s fees, to collect any credit extended on the prepaid
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
minimum payment formula, and the required or permitted methods for making conforming payments on the credit
- 1026 (Regulation Z)
Comment for 1026.3 - Exempt Transactions
If a creditor makes a closed-end extension of credit or commitment to extend closed-end credit that exceeds
- 1026 (Regulation Z)
Comment for 1026.6 - Account-Opening Disclosures
increase upon the occurrence of one or more specific events, such as a late payment or an extension of credit
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
For example, such items may include optional owner's title insurance, credit life insurance, debt suspension
- 1026 (Regulation Z)
Comment for 1026.56 - Requirements for Over-the-Limit Transactions
The consumer's account has a credit limit of $500.
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
issuers to disclose the principal reason(s) for increasing an annual percentage rate applicable to a credit
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Payment calculation - home equity line of credit.
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Section 1026.52(b)(2)(i)(B)(2) prohibits a card issuer from imposing a fee with respect to a credit card
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
However, if a primary purpose of a card issuer's mailing is to offer credit or charge card accounts -
- 1026 (Regulation Z)
§ 1026.9 Subsequent disclosure requirements.
applicable to the consumer's account to the penalty rate if the outstanding balance does not exceed the credit
- 1026 (Regulation Z)
§ 1026.19 Certain mortgage and variable-rate transactions.
A creditor or other person may impose a fee for obtaining the consumer's credit history before the consumer
- 1026 (Regulation Z)
§ 1026.24 Advertising.
section shall state the following terms, as applicable (an example of one or more typical extensions of credit
- 1026 (Regulation Z)
§ 1026.24 Advertising.
If an advertisement for credit secured by a dwelling states a simple annual rate of interest and more
- 1026 (Regulation Z)
§ 1026.24 Advertising.
Making any comparison in an advertisement between actual or hypothetical credit payments or rates and
- 1026 (Regulation Z)
§ 1026.28 Effect on state laws.
(ii) State law requirements are inconsistent with the requirements contained in chapter 4 (Credit billing
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
(1) For a consumer credit transaction secured by a dwelling, a loan originator organization must include
- 1026 (Regulation Z)
§ 1026.58 Internet posting of credit card agreements.
report by the cardholder of unauthorized use of the card) is considered an “open account” or “open credit
- 1026 (Regulation Z)
§ 1026.58 Internet posting of credit card agreements.
(ii) If an agreement that previously qualified for the private label credit card exception ceases to
- 1026 (Regulation Z)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
Amount paid on your account Amount paid to others on your behalf $__________ to [public officials] [credit
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
For the limited purposes of the rules on issuance of credit cards and liability for unauthorized use,
- 1026 (Regulation Z)
Comment for 1026.6 - Account-Opening Disclosures
A fee to expedite delivery of a credit card, either at account opening or during the life of the account
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
For example, a change in the periodic rate for check overdraft credit need not be disclosed to consumers
- 1026 (Regulation Z)
Comment for 1026.11 - Treatment of Credit Balances; Account Termination
The creditor must take positive steps to return any credit balance that has remained in the account for
- 1026 (Regulation Z)