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and (2) requires the disclosure of a license number or unique identifier for the creditor, mortgage broker

If an intermediary agent or broker takes an application over the telephone or receives an application

compensation arrangement between the parties (e.g., a brokerage agreement between a creditor and a mortgage broker

is subject to the requirements of § 1026.32 or one or more such transactions through a mortgage broker

However, if a creditor's employee acts as a broker by forwarding a consumer's application to a creditor

affiliates, such as a non-creditor seller, home builder, home improvement contractor or real estate broker

Page last modified Dec. 28, 2022 @ 01:33 PM EST