§ 1007.105 Use of unique identifier.
(b) A registered mortgage loan originator shall provide his or her unique identifier to a consumer:
- 1007 (Regulation G)
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(b) A registered mortgage loan originator shall provide his or her unique identifier to a consumer:
(2) Offering or negotiating terms of a loan does not include any of the following activities:
Making an underwriting decision about whether the borrower or prospective borrower qualifies for a loan
Informational material, for example, interest-rate and loan-term memos, distributed only to business
The rules relating to changes in the index value, interest rate, payments, and loan balance.
For a loan amount greater than or equal to $61,172 but less than $101,953: $3,059;
For a loan amount greater than or equal to $12,744 but less than $20,391; $1,020;
For a loan amount greater than or equal to $61,050 but less than $101,749: $3,052;
For a loan amount greater than or equal to $12,719 but less than $20,350; $1,017;
For a loan amount greater than or equal to $61,737 but less than $102,894: $3,087;
For a loan amount greater than or equal to $12,862 but less than $20,579: $1,029;
For a loan amount greater than or equal to $63,095 but less than $105,158: $3,155;
For a loan amount greater than or equal to $13,145 but less than $21,032: $1,052;
(i) The loan is not structured as open-end credit, as defined in § 1041.2(a)(16);
(iii) The principal of the loan is not less than $200 and not more than $1,000;
Exercising a right of offset to collect against an outstanding balance on a covered loan.
, and the investor has a pre-existing business relationship with the consumer upon purchasing the loan
statement or coupon book if the consumer in bankruptcy reaffirms personal liability for the mortgage loan
judgment is such that the creditor's security is adversely and materially affected in violation of the loan
A loan in an amount of $200,000 has a 30-year loan term.
With regard to a mortgage loan for which any borrower has provided a notification pursuant to the Fair
personal information to you in order to obtain a determination about whether he or she may qualify for a loan
(1) The compensation paid to an individual loan originator pursuant to this paragraph (d)(1)(iv) does
(B) Compensation received directly from a consumer includes payments to a loan originator made pursuant
this section, and for loans insured or guaranteed by a State agency, the creditor shall disclose the loan