Comment for 1026.25 - Record Retention
25(c)(2) Records Related to Requirements for Loan Originator Compensation
- 1026 (Regulation Z)
Search regulations
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
Showing 205 matches out of 320 total results
Filters applied:
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
(i) Obtain for any individual whom the loan originator organization hired on or after January 1, 2014
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
Loan originator compensation - general.
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
To qualify under the safe harbor in § 1026.36(e)(2), the loan originator must have a good faith
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
A “loan originator organization” is a loan originator other than a natural person.
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
If any compensation paid to an individual loan originator under § 1026.36(d)(1)(iv) consists of
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
decisions on whether a consumer qualifies for an extension of credit and communicate decisions to a loan
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Section 1026.36(g)(1) requires the inclusion of loan originator names and NMLSR IDs on each loan document
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Unlicensed individual loan originators.
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
Charges not retained by the creditor, loan originator, or an affiliate of either.
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
through the Nationwide Mortgage Licensing System and Registry (NMLSR) or, in the case of an individual loan
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
A loan originator that satisfies § 1026.36(e)(2) is deemed to comply with § 1026.36(e)(1).
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Section 1026.36(f) sets forth qualification requirements that a loan originator must meet.
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
The definition of “loan originator” does not include bona fide third-party advisors such as accountants
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Section 1026.36(d)(1) does not prohibit compensating a loan originator differently on different transactions
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Compensation to a loan originator is sometimes paid on the consumer's behalf by a person other than a
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Section 1026.36(f)(3)(ii) requires the loan originator organization to review the information that it
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
To obtain the safe harbor, § 1026.36(e)(2) requires that the loan originator present loan options
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
(B) Compensation received directly from a consumer includes payments to a loan originator made pursuant
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
The payment of any loan originator or creditor fees or charges for the credit, or for a product or service
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
The definition of loan originator does not include an employee of a manufactured home retailer that “
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
A payment received by a loan originator organization for bona fide and reasonable charges for services
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
The definition of loan originator does not include persons who:
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Assume a loan originator organization pays loan originators higher commissions for transactions secured
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Reasonable reliance by individual loan originator on accounting or statement by person paying compensation
- 1026 (Regulation Z)