§ 1026.13 Billing error resolution.
(2) With regard to a covered separate credit feature and an asset feature of a prepaid account where
- 1026 (Regulation Z)
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(2) With regard to a covered separate credit feature and an asset feature of a prepaid account where
(A) A separate credit feature that can be accessed by a hybrid prepaid-credit card as described in this
As noted in § 1026.2(a)(15)(ii)(C), the exclusion from credit card account under an open-end (not
The purchase of goods or services by use of a check accessing an overdraft account and a credit card
Credit extended for consumer purposes to certain trusts is considered to be credit extended to a natural
(ii) Non-covered separate credit feature.
Co-branded credit cards.
C) Changes resulting from failure to make minimum periodic payment within 60 days from due date for credit
(i) “private label credit card account” means a credit card account under an open-end (not home-secured
Fees in connection with covered separate credit features accessible by hybrid prepaid-credit cards.
used from time to time to access credit from a separate credit feature that is offered by the prepaid
Credit extended on the asset feature of the prepaid account.
A transaction will be treated as a “sale credit” under § 1026.8(a) in cases where a consumer uses
Non-covered separate credit features.
goods or services from a merchant and credit is drawn directly from a covered separate credit feature
With respect to a covered separate credit feature accessible by a hybrid prepaid-credit card as defined
label credit card plan with 10,000 or more open accounts.
For a transaction at point of sale where credit from a covered separate credit feature is accessed by
The term high-cost mortgage includes both a closed-end credit transaction and an open-end credit plan
Arranging a credit transaction, including initially contacting and orienting the consumer to a particular
Private label credit card account.
(4) The credit contract provides that repayment of the amount of credit extended is:
Credit account feature - examples. A new credit account feature would include, for example:
A change in the name of the credit card or credit card plan.
A change in the name of the credit card or credit card plan.