§ 1026.5 General disclosure requirements.
(3) Credit and charge card application and solicitation disclosures.
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
(3) Credit and charge card application and solicitation disclosures.
A state law that allows the card issuer to offset the consumer's credit-card indebtedness against funds
Section 1026.58(c)(5) provides that if a card issuer that did not previously qualify for the de minimis
A prepaid card that is not a hybrid prepaid-credit card as defined in § 1026.61.
(2) The prepaid account issuer and the card issuer do not allow the prepaid card to draw, transfer, or
For example, the original card could be used to make purchases and obtain cash advances at teller windows
Which credit card accounts issued by a particular issuer constitute a private label credit card plan
Under § 1026.58(c)(6)(i), a card issuer is not required to submit to the Bureau a credit card agreement
(2) Require any person who honors the card issuer's credit card to open or maintain any account or obtain
Card issuers with small private label and other credit card plans.
Except as provided in paragraph (g)(2) of this section, this section applies to credit card accounts
Prepaid card that is solely an account number.
(8) Private label credit card account and private label credit card plan.
Substitution - non-credit-card plan.
Index not under card issuer's control.
The card issuer imposes a $50 annual fee on a consumer’s credit card account if the credit feature is
(4) Card issuer.
(ii) The credit card agreements that the card issuer offered to the public as of the last business day
Allowing a prepaid card to access a covered separate credit feature that would make the card into a hybrid
(3) The prepaid account issuer and the card issuer do not condition the acquisition or retention of the
Under § 1026.12(a)(1), a credit card cannot be issued except in response to a request or an application
Issuance of a prepaid card.
Date for determining whether card issuer qualifies clarified.
Even if a prepaid card is a hybrid prepaid-credit card with respect to a covered separate credit feature
Date for determining whether card issuer ceases to qualify clarified.