§ 1026.57 Reporting and marketing rules for college student open-end credit.
(1) College student credit card.
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
(1) College student credit card.
Situations where no card will be issued - because, for example, the consumer indicates that he or she
Prepaid card that is not a hybrid prepaid-credit card. i.
A credit card account with a balance is consolidated or combined with one or more other credit card accounts
The private label credit card exception exempts card issuers from submitting certain agreements to the
The card issuer structures the credit card account as a “charge card account” (where no periodic rate
Whether the card issuer provides the consumer with a new credit card;
No replacement card accesses any account not accessed by the accepted card;
Assume that a card issuer offers a credit card with a credit limit of $1,000.
In contrast, assume the same card issuer also offers to the public a different credit card agreement
Multiple agreements used for one private label credit card plan.
Because the card issuer is required to submit the agreement to the Bureau under § 1026.58(c)(1),
(ii) The card issuer discloses in writing within 30 days after the consumer requests the card (but in
A change in the name of the credit card or credit card plan.
A change in the name of the credit card or credit card plan.
58(b)(8) Private Label Credit Card Account and Private Label Credit Card Plan
(1) The credit card account is a credit card account under an open-end (not home-secured) consumer credit
(iv) Debit card means any card, plate, or other single device that may be used from time to time to access
A prepaid card that is a hybrid prepaid-credit card as defined in § 1026.61.
Replacing an accepted card with more than one renewal or substitute card, provided that:
A credit card account is replaced with another credit card account offering different features;
(5) The card issuer applies the same specified terms and conditions to the credit card account when a
Definition of “accepted credit card”.
A card issuer may not take any action, either before or after termination of credit card privileges,
An accepted card may be replaced by no more than one renewal or substitute card.