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§ 1026.35 Requirements for higher-priced mortgage loans.

(vii) Exemptions from the additional appraisal requirement.

• • 1026 (Regulation Z)

Comment for 1013.2 - Definitions

Lessor's appraisal. See commentary to § 1013.4(l).

• • 1013 (Regulation M)

§ 1026.35 Requirements for higher-priced mortgage loans.

(iii) Relationship to general appraisal requirements.

• • 1026 (Regulation Z)

Comment for 1002.14 - Rules on Providing Appraisals and Valuations

The creditor also has ordered an appraisal, but the initial version of the appraisal received by the

• • 1002 (Regulation B)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

35(c)(4)(iii) Relationship to General Appraisal Requirements

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

35(c)(4)(v) No Charge for Additional Appraisal

• • 1026 (Regulation Z)

Comment for 1002.14 - Rules on Providing Appraisals and Valuations

Sending a copy of an appraisal within a week of completion with sufficient time before consummation (

• • 1002 (Regulation B)

§ 1026.35 Requirements for higher-priced mortgage loans.

(iv) No charge for copy of appraisal.

• • 1026 (Regulation Z)

§ 1026.35 Requirements for higher-priced mortgage loans.

(4) Additional appraisal for certain higher-priced mortgage loans —

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

35(c)(4)(iv) Required Analysis in the Additional Appraisal

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

35(c)(4)(vii) Exemptions From the Additional Appraisal Requirement

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

35(c)(6)(iv) No Charge for Copy Of Appraisal

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

35(c)(4) Additional Appraisal for Certain Higher-Priced Mortgage Loans

• • 1026 (Regulation Z)

§ 1026.35 Requirements for higher-priced mortgage loans.

statement, in writing, to a consumer who applies for a higher-priced mortgage loan: “We may order an appraisal

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

Assume a creditor provides a $200 estimated appraisal fee pursuant to § 1026.19(e)(1)(i), which

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

Appraisal from a previous transaction.

• • 1026 (Regulation Z)

§ 1026.42 Valuation independence.

(C) The time in which the appraisal services are required to be performed,

• • 1026 (Regulation Z)

§ 1013.4 Content of disclosures.

(l) Right of appraisal.

• • 1013 (Regulation M)

§ 1016.3 Definitions.

(D) The consumer obtains one-time personal or real property appraisal services from you; or

• • 1016 (Regulation P)

§ 1026.35 Requirements for higher-priced mortgage loans.

(D) Has no actual knowledge contrary to the facts or certifications contained in the written appraisal

• • 1026 (Regulation Z)

§ 1026.42 Valuation independence.

(A) Recruit, select, and retain fee appraisers;(B) Contract with fee appraisers to perform appraisal

• • 1026 (Regulation Z)

Appendix N to Part 1026 — Higher-Priced Mortgage Loan Appraisal Safe Harbor Review

Identifies the creditor who ordered the appraisal and the property and the interest being appraised.

• • 1026 (Regulation Z)

Appendix O to Part 1026 — Illustrative Written Source Documents for Higher-Priced Mortgage Loan Appraisal Rules

A written appraisal performed in compliance with § 1026.35(c)(3)(i) for the same transaction.

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

For example, a creditor may not impose an average charge for an appraisal if applicable law prohibits

• • 1026 (Regulation Z)

Comment for 1026.42 - Valuation Independence

Membership in professional appraisal organization.

• • 1026 (Regulation Z)