Comment for 1026.13 - Billing Error Resolution
If the transaction solely involves an extension of credit under a covered separate credit feature and
- 1026 (Regulation Z)
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If the transaction solely involves an extension of credit under a covered separate credit feature and
treated as a cash advance fee under § 1026.60(b)(8) in cases where a consumer uses a hybrid prepaid-credit
G-25(A) - Consent Form for Over-the-Credit Limit Transactions Your Choice Regarding Over-the-Credit Limit
Whether use of a credit card or open-end credit plan is authorized is determined by state or other applicable
The separate financing of a downpayment in a credit sale transaction may, but need not, be disclosed
(a) Credit balances.
(iii) With respect to a credit feature structured as a negative balance on the asset feature of the prepaid
If the prepaid card is not a hybrid prepaid-credit card with respect to credit extended through a negative
Insurance is not credit life, accident, health, or loss-of-income insurance if the creditor or the credit
Checks that access a credit card account.
If a cardholder furnishes a credit card and grants authority to make credit transactions to a person
With respect to a credit card account other than a covered separate credit feature accessible by a hybrid
Approve particular credit terms or set particular credit terms available from a creditor to that consumer
A consumer enters into a combined time deposit/credit agreement with a financial institution that establishes
A fee to join a credit union is an example of a fee for a package of services that is not imposed as
card may be sent on an unsolicited basis by an issuer that does not propose to connect the card to any credit
card may be sent on an unsolicited basis by an issuer that does not propose to connect the card to any credit
events specified in the account agreement, such as making a late payment or obtaining an extension of credit
(6) For a credit card account under an open-end (not home-secured) consumer credit plan, a statement
(6) Documents that may be sent to the consumer along with the credit card or credit card agreement such
(i) The prepaid card cannot access credit from a covered separate credit feature as described in paragraph
Sellers who assign or sell open-end sales accounts to a creditor or arrange for such credit under a plan
Presenting particular credit terms for the consumer's consideration that are selected based on the consumer's
(i) The credit is offered or extended to consumers;
(iv) Provision of information about credit counseling services —