§ 1026.47 Content of disclosures.
An example of the total cost of the loan calculated as the total of payments over the term of the loan
- 1026 (Regulation Z)
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Appendix C to Part 1008 - Independent Contractors and Loan Processor and Underwriter Activities That Require a State Mortgage Loan Originator License
(1) The supervisory licensed or registered loan originator assigns, authorizes, and monitors the loan
- 1008 (Regulation H)
Comment for 1041.5 - Ability-to-Repay Determination Required
5(a)(6) Payment Under the Covered Short-Term Loan or Covered Longer-Term Balloon-Payment Loan Paragraphs
- 1041 (Payday Lending Rule)
Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans
Use “This is the amount needed to bring the loan current” instead of “You must pay this amount to bring
- 1026 (Regulation Z)
§ 1022.30 Obtaining or using medical information in connection with a determination of eligibility for credit.
(B) A consumer meets with a loan officer of a creditor to apply for a mortgage loan.
- 1022 (Regulation V)
§ 1024.7 Good faith estimate.
(2) Changed circumstances affecting loan.
- 1024 (Regulation X)
Comment for 1041.6 - Conditional Exemption for Certain Covered Short-Term Loans
required in § 1041.6(e)(2)(i) and (ii) to the consumer before the applicable covered short-term loan
- 1041 (Payday Lending Rule)
Comment for 1026.17 - General Disclosure Requirements
transactions involving a large final payment of the new funds before the maturity of the pre-existing loan
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Unlicensed individual loan originators.
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
A loan in an amount of $200,000 has a 30-year loan term.
- 1026 (Regulation Z)
§ 1024.38 General servicing policies, procedures, and requirements.
A servicer shall retain records that document actions taken with respect to a borrower's mortgage loan
- 1024 (Regulation X)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
(1) For a consumer credit transaction secured by a dwelling, a loan originator organization must include
- 1026 (Regulation Z)
Appendix A to Part 1007 - Examples of Mortgage Loan Originator Activities
explanations or descriptions in response to consumer queries regarding qualification for a specific loan
- 1007 (Regulation G)
Appendix A to Part 1007 - Examples of Mortgage Loan Originator Activities
(ii) In response to a consumer's request, informing a consumer of the loan rates that are publicly available
- 1007 (Regulation G)
Appendix A to Part 1008 - Examples of Mortgage Loan Originator Activities
(ii) Arranging the loan closing or other aspects of the loan process, including by communicating with
- 1008 (Regulation H)
Comment for 1026.18 - Content of Disclosures
If the creditor determines the principal loan amount under § 1026.18(b)(1) to be $2,540, it has
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
If the creditor determines the principal loan amount under § 1026.18(b)(1) to be $2,500, it has
- 1026 (Regulation Z)
Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions
A closed-end mortgage loan or an open-end line of credit whose funds will be used primarily for business
- 1003 (Regulation C)
Comment for 1003.4 - Compilation of Reportable Data
For a covered loan secured by a condominium or cooperative property, the financial institution reports
- 1003 (Regulation C)
§ 1016.4 Initial privacy notice to consumers required.
(iv) Examples of loan rule.
- 1016 (Regulation P)
§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).
(4) Total loan costs.
- 1026 (Regulation Z)
§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).
The following statement: “This form is a statement of final loan terms and closing costs.
- 1026 (Regulation Z)
§ 1026.41 Periodic statements for residential mortgage loans.
(A) Has charged off the loan in accordance with loan-loss provisions and will not charge any additional
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
A payment received by a loan originator organization for bona fide and reasonable charges for services
- 1026 (Regulation Z)
Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
The balance in the seller's reserve account held in connection with an existing loan, if assigned to
- 1026 (Regulation Z)