Comment for 1005.18 Requirements for Financial Institutions Offering Prepaid Accounts
International ATM withdrawal. Fees for withdrawing funds at an ATM outside the United States.
- 1005 (Regulation E)
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International ATM withdrawal. Fees for withdrawing funds at an ATM outside the United States.
(j) ATM fees (§ 1005.7(b)(11)).
International ATM balance inquiry. Fees for balance inquiries at an ATM outside the United States.
18(b)(2)(iii) ATM Withdrawal Fees
18(b)(2)(v) ATM Balance Inquiry Fees
With regard to deposits at an ATM, a consumer's request for the terminal location or other information
Thus, the following fee types are excluded: Periodic fee, per purchase fee, ATM withdrawal fees (for
account-holding institution must disclose any fees it imposes on the consumer for EFTs, including fees for ATM
Fee types for international transactions and ATM activity.
Fees paid by the account-holding institution to the operator of a shared or interchange ATM system need
shall provide to consumers who do not affirmatively consent to the institution's overdraft service for ATM
The deadlines do not apply to transactions at an ATM, however, even though the ATM may be in a merchant
(iii) Obtains the consumer's affirmative consent, or opt-in, to the institution's payment of ATM or one-time
(iii) ATM withdrawal fees.
(v) ATM balance inquiry fees.
An EFT at an ATM is an unauthorized transfer if the consumer has been induced by force to initiate the
Provides a reasonable opportunity for the consumer to affirmatively consent, or opt in, to the service for ATM
Section 1005.17(b) applies to ATM and one-time debit card transactions made with a debit card issued
information is also available [on the receipt you get when you make a transfer with your card at (an ATM
example, to accommodate on one line in the short form disclosure the additional fee types “international ATM
The financial institution may disclose the ATM withdrawal fee on one line, instead of two, using the
For example, on June 1, an issuer decides to decrease the out-of-network ATM withdrawal fee associated
account because the consumer has not affirmatively consented to the institution's overdraft service for ATM
receipt requirement does not apply to a transfer that is initiated but not completed (for example, if the ATM
For example, the ATM withdrawal and ATM balance inquiry fee types required to be disclosed respectively