Student loans basics

Should I use a deferment or forbearance to delay repaying my student loans while I serve in the military, volunteer in the Peace Corps, or participate in a national service program?

Should I use a home equity loan to refinance my student loans at a lower interest rate?

What are my options if a debt collection agency contacts me about my student loans?

What are the different ways to pay for college or graduate school?

What are the education benefits of the GI bill?

What are the interest rates on my student loans?

What does the financial aid office do?

What happens if I default on a federal student loan?

What happens if I default on a private student loan?

What happens to my federal student loans if I die or become disabled?

What is Pay As You Earn (PAYE)? How do I know if I qualify?

What is Public Service Loan Forgiveness?

What is a Stafford loan?

What is a Truth-in-Lending Disclosure? When do I get to see it?

What is a co-signer for a student loan?

What is a federal Direct Loan?

What is an Extended Repayment Plan for federal student loans?

What is graduated repayment?

What role does my school play in obtaining student loans?

What should I do if I can't afford my student loan payment?

When do I need to start paying my federal student loans?

When do I need to start paying my private student loans?

Who can I talk to about student loans?

Will a lender getting a copy of my credit report affect my score?